20 Riverside Drive, Kingston

Price: $1,785,000

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: X13228214

A remarkable waterfront opportunity in Kingston's mature & highly regarded Milton Subdivision, set along the shores of the St. Lawrence River just a short drive from downtown. Properties in this executive neighbourhood are seldom offered, & waterfront opportunities here are even harder to come by. Surrounded by mature trees & positioned on an elevated shoreline, this property captures sweeping water views, natural limestone character & a setting that feels private, established & truly connected to the river. The existing 4 bdrm 3 bath home offers a distinctive chalet-inspired design with warm wood detailing, hardwood flooring, multiple brick feature walls, expansive windows framing the water, generous principal rooms, a renovated kitchen with large island, quartz counters, stainless appliances, backsplash, built-in laundry & direct access to the waterfront-facing deck. The main living spaces include impressive ceiling height, a dramatic window wall, fireplace features & a loft-style upper level that continues to showcase the views. Outdoors, the property delivers the lifestyle people hope for when searching along the river: mature greenery, tiered access to the shoreline, extensive decking, open water views & a substantial dock system at the water's edge. Whether you choose to reimagine the existing home, renovate with your own vision, or explore the potential to create a custom dream residence from the ground up, this is a rare chance to secure a waterfront property in one of Kingston's most established riverside enclaves.

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$1,785,000 - 20 Riverside Drive, Kingston

Detached for Sale in Kingston

37 days on market

Neighbourhood: 11 - Kingston East (Incl CFB Kingston)

4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
X13228214
Property Type
Detached
Status
active
Days on Site
37
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

A remarkable waterfront opportunity in Kingston's mature & highly regarded Milton Subdivision, set along the shores of the St. Lawrence River just a short drive from downtown. Properties in this executive neighbourhood are seldom offered, & waterfront opportunities here are even harder to come by. Surrounded by mature trees & positioned on an elevated shoreline, this property captures sweeping water views, natural limestone character & a setting that feels private, established & truly connected to the river. The existing 4 bdrm 3 bath home offers a distinctive chalet-inspired design with warm wood detailing, hardwood flooring, multiple brick feature walls, expansive windows framing the water, generous principal rooms, a renovated kitchen with large island, quartz counters, stainless appliances, backsplash, built-in laundry & direct access to the waterfront-facing deck. The main living spaces include impressive ceiling height, a dramatic window wall, fireplace features & a loft-style upper level that continues to showcase the views. Outdoors, the property delivers the lifestyle people hope for when searching along the river: mature greenery, tiered access to the shoreline, extensive decking, open water views & a substantial dock system at the water's edge. Whether you choose to reimagine the existing home, renovate with your own vision, or explore the potential to create a custom dream residence from the ground up, this is a rare chance to secure a waterfront property in one of Kingston's most established riverside enclaves.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,895.66/mo

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5-yr fixed avg.

Principal: $1,428,000Interest: $940,697
Mortgage Amount$1,428,000
Total Interest$940,697
Est. Property Tax$1,264/mo
Total Cost$2,368,697

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 11 - Kingston East (Incl CFB Kingston)

Discover 11 - Kingston East (Incl CFB Kingston)

11 - Kingston East (Incl CFB Kingston) is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 11 - Kingston East (Incl CFB Kingston)

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

11 - Kingston East (Incl CFB Kingston) offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Riverside Drive, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
1.3%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$1,264
Insurance (est.)-$372
Net Cash Flow+$1,914

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $714/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 37 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 11 - Kingston East (Incl CFB Kingston)

I know 11 - Kingston East (Incl CFB Kingston) well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    20 Riverside Drive, Kingston | $1,785,000 | Battaglia Team