$199,900 - 20 ST GEORGE Street Unit 107, Kitchener
Condo for Sale in Kitchener
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- MLS Number
- X13800584
- Property Type
- Condo
- Status
- active
- Days on Site
- 19
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Kitchener
- Taxes (2026)
- $1,675
- Maintenance Fees
- $492/mo
- Locker
- Exclusive
- Exposure
- North West
- Balcony
- Terrace
- Listing Brokerage
- HomeLife Power Realty Inc
Sandhills Retirement Community opened in 2001, a not-for-profit corporation providing quality housing for active seniors 50+ years of age. Smoke free, caring community of like minded residents. The facility encompasses a 58 bright, lovely and spacious apartment- style suites with large windows in located in downtown Kitchener. Appliances included are washer/dryer, fridge, full size smooth top range/stove & built-in dish-washer. Suites have individually controlled heating with efficient electric hot water/forced air systems and each is cooled with its own rooftop air conditioner. This main floor Eby model 703 sq.ft. 1 bedroom apartment unit with 4pc bathroom and terrace balcony. North West view, garage parking space available for $100/month, locker included. Large master bedroom (large enough for a king sized bed). Kitchen has full size stove and dishwasher. Well managed and quiet building. Very efficient & economical living. Monthly payment $631.16 includes property taxes. Electrical utility is extra but very affordable due to the quality of the building construction. No worries about the appliances and HVAC equipment repairs or replacement costs as they are included. Pet friendly with restrictions. VICTORIA PARK area with its heritage buildings. Close to numerous churches, shopping, entertainment, performing arts centre, library & LRT transit. Life Lease - no Land Transfer Tax nor legal closing costs. Note that unit must be owner occupied (no rental units in building). Traditional mortgage financing is not available.
Estimate your monthly payments for this property
Estimated Payment
$1,025.59/mo
Includes CMHC insurance ($5,577)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kitchener
Kitchener is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kitchener
- •Convenient location in Kitchener
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kitchener offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 ST GEORGE Street Unit 107, Kitchener
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $286/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $492/month fees should cover building insurance, common elements, and reserve contributions.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.