207 Waterloo Avenue, Guelph

Price: $734,900

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13829534

Welcome to this charming Downtown Guelph home, where timeless character meets everyday functionality. An inviting oversized covered porch and distinctive stonework create wonderful curb appeal, while inside, a classic wood staircase, large windows and carpet-free living spaces showcase the warmth and character of this century home.The updated kitchen features a peninsula, stainless steel appliances and plenty of workspace, flowing into comfortable living and dining areas filled with natural light. Upstairs, you'll find three generously sized bedrooms, with additional attic space offering exciting potential for future use.The high-ceiling basement features a separate walk-up entrance, providing even more possibilities for storage, workspace or future finishing. Outside, enjoy a fenced backyard with a stamped concrete patio-an ideal spot for summer dinners, entertaining or simply relaxing outdoors.With parking for three and a location that puts parks, transit, shops, cafés and Downtown Guelph within easy reach, this is a home full of character, potential and opportunity to make it your own.

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active

$734,900 - 207 Waterloo Avenue, Guelph

Detached for Sale in Guelph

Popular Listing

Neighbourhood: Junction/Onward Willow

3Beds
1Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13829534
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Guelph
Taxes (2026)
$4,488
Listing Brokerage
RE/MAX Real Estate Centre Inc
Description

Welcome to this charming Downtown Guelph home, where timeless character meets everyday functionality. An inviting oversized covered porch and distinctive stonework create wonderful curb appeal, while inside, a classic wood staircase, large windows and carpet-free living spaces showcase the warmth and character of this century home.The updated kitchen features a peninsula, stainless steel appliances and plenty of workspace, flowing into comfortable living and dining areas filled with natural light. Upstairs, you'll find three generously sized bedrooms, with additional attic space offering exciting potential for future use.The high-ceiling basement features a separate walk-up entrance, providing even more possibilities for storage, workspace or future finishing. Outside, enjoy a fenced backyard with a stamped concrete patio-an ideal spot for summer dinners, entertaining or simply relaxing outdoors.With parking for three and a location that puts parks, transit, shops, cafés and Downtown Guelph within easy reach, this is a home full of character, potential and opportunity to make it your own.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,770.42/mo

Includes CMHC insurance ($20,504)

$
$
5%10%50%

5-yr fixed avg.

Principal: $661,410Interest: $449,212
Mortgage Amount$681,914
Total Interest$449,212
Est. Property Tax$521/mo
Total Cost$1,131,125

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Junction/Onward Willow

Discover Junction/Onward Willow

Junction/Onward Willow is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Junction/Onward Willow

  • •Convenient location in Guelph
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Junction/Onward Willow offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

207 Waterloo Avenue, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$521
Insurance (est.)-$153
Net Cash Flow+$2,126

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $668/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Junction/Onward Willow

I know Junction/Onward Willow well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,062 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    207 Waterloo Avenue, Guelph | $734,900 | Battaglia Team