$679,900 - 20B CHESTNUT Street, St. Catharines
Semi-Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 455 - Secord Woods
- MLS Number
- X13678072
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 9
- Bedrooms
- 6
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROCK STAR REAL ESTATE INC.
Welcome to 20B Chestnut Street, a spacious 6-bedroom, 3-bathroom home offering an excellent opportunity for investors, students, or large families. this property provides immediate rental income and strong appeal in the St. Catharines student rental market.The home features a bright, open-concept layout designed for comfortable living and entertaining. The kitchen offers a large island, stainless steel appliances, and plenty of workspace, while the 9-foot ceilings create an open and airy feel throughout the main living areas. A walkout to the backyard provides easy access to outdoor space.The home also features a versatile loft-style area, perfect for a home office, study space, or additional lounge area.Ideally located close to Brock University, shopping, restaurants, LCBO, public transit, and everyday amenities, this property is well positioned to attract strong and consistent rental demand.With 6 bedrooms and 3 bathrooms, the property is perfectly suited for student living, a large family, or an investor looking for a strong rental property.Whether you're an experienced investor expanding your portfolio or a first-time buyer looking for an income-producing property, 20B Chestnut Street offers space, functionality, and excellent rental potential.
Estimate your monthly payments for this property
Estimated Payment
$3,488.24/mo
Includes CMHC insurance ($18,969)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 455 - Secord Woods
455 - Secord Woods is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 455 - Secord Woods
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
455 - Secord Woods offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20B CHESTNUT Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $453/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 455 - Secord Woods
I know 455 - Secord Woods well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.