21 Croydon Drive, St. Catharines

Price: $599,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13862384

Welcome to 21 Croydon Drive, a lovingly maintained home tucked away on a quiet, family-friendly street in one of North St. Catharines' most desirable neighbourhoods. Owned and cared for by the same family for many years, this spacious 4-level backsplit offers the kind of layout that truly grows with you. Featuring 3 bedrooms, a dedicated office, a large family room, a finished basement, a fully fenced backyard, an attached single-car garage, and an impressive private driveway with parking for up to 8 vehicles, offering plenty of room for everyday living, entertaining, and making memories. Much of the home remains in its original style, reflecting how carefully it has been preserved over the years. With a few cosmetic updates and your own personal touches, this is a wonderful opportunity to create a home that feels uniquely yours. Imagine summer afternoons at nearby Sunset Beach, evening walks along the Welland Canal Parkway, and the convenience of having schools, transit, shopping, groceries, and everyday amenities all just minutes away. 21 Croydon Drive offers more than just space - it offers comfort, potential, and the opportunity to settle into a neighbourhood that truly feels like home.

21 Croydon Drive - Detached photo 1 of 34 in St. Catharines, Ontario
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New Listing
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$599,900 - 21 Croydon Drive, St. Catharines

Detached for Sale in St. Catharines

New — Listed 2 days ago

Neighbourhood: 436 - Port Weller

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13862384
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,711
Listing Brokerage
UNION CAPITAL REALTY
Description

Welcome to 21 Croydon Drive, a lovingly maintained home tucked away on a quiet, family-friendly street in one of North St. Catharines' most desirable neighbourhoods. Owned and cared for by the same family for many years, this spacious 4-level backsplit offers the kind of layout that truly grows with you. Featuring 3 bedrooms, a dedicated office, a large family room, a finished basement, a fully fenced backyard, an attached single-car garage, and an impressive private driveway with parking for up to 8 vehicles, offering plenty of room for everyday living, entertaining, and making memories. Much of the home remains in its original style, reflecting how carefully it has been preserved over the years. With a few cosmetic updates and your own personal touches, this is a wonderful opportunity to create a home that feels uniquely yours. Imagine summer afternoons at nearby Sunset Beach, evening walks along the Welland Canal Parkway, and the convenience of having schools, transit, shopping, groceries, and everyday amenities all just minutes away. 21 Croydon Drive offers more than just space - it offers comfort, potential, and the opportunity to settle into a neighbourhood that truly feels like home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,077.80/mo

Includes CMHC insurance ($16,737)

$
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5%10%50%

5-yr fixed avg.

Principal: $539,910Interest: $366,692
Mortgage Amount$556,647
Total Interest$366,692
Est. Property Tax$425/mo
Total Cost$923,339

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 436 - Port Weller

Discover 436 - Port Weller

436 - Port Weller is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 436 - Port Weller

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

436 - Port Weller offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

21 Croydon Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,650

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 436 - Port Weller

I know 436 - Port Weller well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    21 Croydon Drive, St. Catharines | $599,900 | Battaglia Team