$799,900 - 21 Loma Drive, Hamilton
Detached for Sale in Hamilton
40 days on marketNeighbourhood: Stoney Creek
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- MLS Number
- X13721828
- Property Type
- Detached
- Status
- active
- Days on Site
- 40
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton
- Taxes (2026)
- $5,226
- Listing Brokerage
- REALTY NETWORK
Situated on a generous 75' x 100' lot in a peaceful, quiet neighbourhood with a wonderful sense of community, this move-in-ready home is ideally located at the base of the escarpment in Stoney Creek. Enjoy picturesque views of the spectacular fall colours each autumn. Inside, the open-concept layout is designed for comfortable everyday living, with two plus one bedrooms, (easily converted back to its original three plus one), two full bathrooms featuring new toilets (2026) and abundant storage throughout. California shutters add a polished touch to the living room, kitchen, and primary bedroom. The beautifully renovated basement provides additional living space, featuring a custom bar perfect for entertaining and a versatile room ideal for accommodating overnight guests. Updated electrical wiring was completed in 2020, offering added peace of mind. The main floor was freshly painted in April 2026, giving the home a bright, refreshed feel. Out back, you'll find space ideal for relaxing and entertaining. The covered shelter features a natural gas fire pit with a custom-fit table that doubles as a cover when the fire pit is not in use. A bright three-season room provides the perfect spot to enjoy the refreshing spring and fall breeze. Additional updates include new eavestroughs and downspouts (2022), new front door and garage door (2021), new front siding (2024) and a brand-new Safescapes rubberized driveway, completed in June 2026, offering parking for up to four vehicles. This is a home that offers more than just comfortable living-it offers a place to gather, entertain, unwind, and enjoy the changing seasons. With its thoughtful updates, inviting indoor and outdoor spaces, and wonderful community setting, it's a home you'll be proud to call your own.
Estimate your monthly payments for this property
Estimated Payment
$4,103.90/mo
Includes CMHC insurance ($22,317)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Stoney Creek
Stoney Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Stoney Creek
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Stoney Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
21 Loma Drive, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1143/sqft, this property is priced above the Hamilton average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Market Position
At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Stoney Creek
I know Stoney Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.