21 Ridgewood Avenue, Guelph

Price: $749,000

5 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13559556

Some homes give you more square footage. This one gives your family room to grow.This home serves the needs of modern families. A large rear addition (2022) has transformed it into a 5-bedroom home where everyone can have a space that's truly their own. Kids don't have to share unless they want to. Guests have somewhere to stay. A home office could have a place of its own. The home has been thoughtfully updated without losing its warmth. The kitchen was completely renovated in 2022 with stainless steel appliances, backsplash & laminate flooring that continues through much of the main level. The living room feels welcoming from the moment you walk in, with charming wainscoting that adds character while still feeling relaxed & comfortable. 3 bedrooms on the main floor, 2 more on the 2nd level. A finished basement with a rec room & 2nd Bathroom. Just as importantly, much of the work has already been done for you. The furnace (2014), central air (2019), main roof (2013), windows (2013 and 2025) and rear deck (2022) have all been updated over the years. Additional improvements include a newer front door, French drain with sump pump, updated rear siding and a freshly painted front exterior. Instead of wondering what project comes next, you can focus on settling in and making the home your own.The home has a 3-car driveway, gated access from both the driveway and side of the home to a fully fenced yard perfect for morning coffee or watching the kids play in the yard. Set in Guelph's Junction/Onward Willow neighbourhood, you're just minutes from schools, parks, shopping and everyday conveniences, with easy access to Paisley Road and Silvercreek Parkway.

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$749,000 - 21 Ridgewood Avenue, Guelph

Detached for Sale in Guelph

41 days on market

Neighbourhood: Junction/Onward Willow

5Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13559556
Property Type
Detached
Status
active
Days on Site
41
Bedrooms
5
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Guelph
Listing Brokerage
REAL BROKER ONTARIO LTD.
Description

Some homes give you more square footage. This one gives your family room to grow.This home serves the needs of modern families. A large rear addition (2022) has transformed it into a 5-bedroom home where everyone can have a space that's truly their own. Kids don't have to share unless they want to. Guests have somewhere to stay. A home office could have a place of its own. The home has been thoughtfully updated without losing its warmth. The kitchen was completely renovated in 2022 with stainless steel appliances, backsplash & laminate flooring that continues through much of the main level. The living room feels welcoming from the moment you walk in, with charming wainscoting that adds character while still feeling relaxed & comfortable. 3 bedrooms on the main floor, 2 more on the 2nd level. A finished basement with a rec room & 2nd Bathroom. Just as importantly, much of the work has already been done for you. The furnace (2014), central air (2019), main roof (2013), windows (2013 and 2025) and rear deck (2022) have all been updated over the years. Additional improvements include a newer front door, French drain with sump pump, updated rear siding and a freshly painted front exterior. Instead of wondering what project comes next, you can focus on settling in and making the home your own.The home has a 3-car driveway, gated access from both the driveway and side of the home to a fully fenced yard perfect for morning coffee or watching the kids play in the yard. Set in Guelph's Junction/Onward Willow neighbourhood, you're just minutes from schools, parks, shopping and everyday conveniences, with easy access to Paisley Road and Silvercreek Parkway.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,842.76/mo

Includes CMHC insurance ($20,897)

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5-yr fixed avg.

Principal: $674,100Interest: $457,830
Mortgage Amount$694,997
Total Interest$457,830
Est. Property Tax$531/mo
Total Cost$1,152,827

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Junction/Onward Willow

Discover Junction/Onward Willow

Junction/Onward Willow is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Junction/Onward Willow

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Junction/Onward Willow offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

21 Ridgewood Avenue, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
4.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$531
Insurance (est.)-$156
Net Cash Flow+$2,913

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $681/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 41 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Guelph.

About Junction/Onward Willow

I know Junction/Onward Willow well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,121 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    21 Ridgewood Avenue, Guelph | $749,000 | Battaglia Team