21 Silverdale Drive, St. Catharines

Price: $825,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13827156

Natural light, a sophisticated palette, and beautifully refreshed spaces set the tone at 21 Silverdale Drive. Set on an established street close to parks, trails, schools, and neighbourhood amenities, this home features an inviting main floor, a flexible lower level, and a private backyard. Inside, the main floor has been opened up and refreshed from top to bottom. The dining room flows into a striking new kitchen with custom cabinetry, soft-close hardware, quartz counters, a new backsplash, sink, and faucet, plus a generous peninsula for prep and casual seating. New vinyl tile defines the kitchen, while refinished hardwood runs through the remainder of the main floor before giving way to the warm, inviting sunken living room, where a fireplace and sliding doors draw in natural light and connect seamlessly with the backyard. The 3 bedrooms on this floor boast large windows and generous closets, while the brand new 4-piece bathroom adds a clean, contemporary finish. Downstairs, the finished lower level adds remarkable flexibility with a full kitchen, a bedroom, a 3-piece bathroom, a recreation room, and a laundry room. New vinyl flooring, fresh paint, updated windows, and a new exterior door complete the space, while separate backyard access makes it ideal for guests, extended family, hobbies, or additional living space. The practical details continue with a large attached garage featuring a workshop area, extensive storage, and a second entry into the home with a convenient closet for seasonal gear. Outside, the fully fenced yard offers a covered patio, generous green space, improved landscaping, and a refurbished shed, while new doors, exterior lighting, window capping, gutters, downspouts, and a concrete walkout access from the basement add to the home's extensive updates. Whether the next chapter calls for more room, more flexibility, or simply a place that feels like home, 21 Silverdale Drive is ready for it.

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active

$825,000 - 21 Silverdale Drive, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 442 - Vine/Linwell

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13827156
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$4,771
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Natural light, a sophisticated palette, and beautifully refreshed spaces set the tone at 21 Silverdale Drive. Set on an established street close to parks, trails, schools, and neighbourhood amenities, this home features an inviting main floor, a flexible lower level, and a private backyard. Inside, the main floor has been opened up and refreshed from top to bottom. The dining room flows into a striking new kitchen with custom cabinetry, soft-close hardware, quartz counters, a new backsplash, sink, and faucet, plus a generous peninsula for prep and casual seating. New vinyl tile defines the kitchen, while refinished hardwood runs through the remainder of the main floor before giving way to the warm, inviting sunken living room, where a fireplace and sliding doors draw in natural light and connect seamlessly with the backyard. The 3 bedrooms on this floor boast large windows and generous closets, while the brand new 4-piece bathroom adds a clean, contemporary finish. Downstairs, the finished lower level adds remarkable flexibility with a full kitchen, a bedroom, a 3-piece bathroom, a recreation room, and a laundry room. New vinyl flooring, fresh paint, updated windows, and a new exterior door complete the space, while separate backyard access makes it ideal for guests, extended family, hobbies, or additional living space. The practical details continue with a large attached garage featuring a workshop area, extensive storage, and a second entry into the home with a convenient closet for seasonal gear. Outside, the fully fenced yard offers a covered patio, generous green space, improved landscaping, and a refurbished shed, while new doors, exterior lighting, window capping, gutters, downspouts, and a concrete walkout access from the basement add to the home's extensive updates. Whether the next chapter calls for more room, more flexibility, or simply a place that feels like home, 21 Silverdale Drive is ready for it.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,232.68/mo

Includes CMHC insurance ($23,018)

$
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5%10%50%

5-yr fixed avg.

Principal: $742,500Interest: $504,286
Mortgage Amount$765,518
Total Interest$504,286
Est. Property Tax$584/mo
Total Cost$1,269,803

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 442 - Vine/Linwell

Discover 442 - Vine/Linwell

442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 442 - Vine/Linwell

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

21 Silverdale Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$584
Insurance (est.)-$172
Net Cash Flow+$2,444

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 442 - Vine/Linwell

I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,438 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    21 Silverdale Drive, St. Catharines | $825,000 | Battaglia Team