225 Grantham Avenue, St. Catharines

Price: $435,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13641378

Welcome to 225 Grantham Avenue, an affordable opportunity in a convenient St. Catharines location that's perfect for first-time buyers, investors, or anyone looking to simplify without giving up living space. Just minutes from shopping, restaurants, schools, parks, public transit, and with quick access to the QEW, this home makes everyday living easy.Offering 1,208 square feet above grade and no basement, this 1.5-storey home provides the benefit of lower maintenance without sacrificing functionality. The main floor features a bright, open-concept layout with large windows, updated vinyl plank flooring, a modern kitchen with clean white cabinetry, tiled backsplash, eat-in dining area, a spacious living room, one bedroom, a full 4-piece bathroom, and a convenient laundry/mechanical room. Upstairs you'll find two additional bedrooms and an updated 2-piece bathroom, a rare and valuable feature for a home of this style.The 45' x 80' lot offers a generous yet low-maintenance backyard, along with a welcoming covered front porch to enjoy your morning coffee or unwind at the end of the day. Additional updates completed in recent years include the kitchen, bathrooms, flooring, and finishes, allowing you to move in with confidence. Complete with forced air gas heating, central air conditioning, and 100-amp electrical service, this is an excellent opportunity to stop renting, start building equity, and take advantage of today's buyer-friendly market.

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$435,000 - 225 Grantham Avenue, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 445 - Facer

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13641378
Property Type
Detached
Status
active
Days on Site
18
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EXP REALTY
Description

Welcome to 225 Grantham Avenue, an affordable opportunity in a convenient St. Catharines location that's perfect for first-time buyers, investors, or anyone looking to simplify without giving up living space. Just minutes from shopping, restaurants, schools, parks, public transit, and with quick access to the QEW, this home makes everyday living easy.Offering 1,208 square feet above grade and no basement, this 1.5-storey home provides the benefit of lower maintenance without sacrificing functionality. The main floor features a bright, open-concept layout with large windows, updated vinyl plank flooring, a modern kitchen with clean white cabinetry, tiled backsplash, eat-in dining area, a spacious living room, one bedroom, a full 4-piece bathroom, and a convenient laundry/mechanical room. Upstairs you'll find two additional bedrooms and an updated 2-piece bathroom, a rare and valuable feature for a home of this style.The 45' x 80' lot offers a generous yet low-maintenance backyard, along with a welcoming covered front porch to enjoy your morning coffee or unwind at the end of the day. Additional updates completed in recent years include the kitchen, bathrooms, flooring, and finishes, allowing you to move in with confidence. Complete with forced air gas heating, central air conditioning, and 100-amp electrical service, this is an excellent opportunity to stop renting, start building equity, and take advantage of today's buyer-friendly market.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,231.78/mo

Includes CMHC insurance ($12,137)

$
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5%10%50%

5-yr fixed avg.

Principal: $391,500Interest: $265,896
Mortgage Amount$403,637
Total Interest$265,896
Est. Property Tax$308/mo
Total Cost$669,533

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 445 - Facer

Discover 445 - Facer

445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 445 - Facer

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

225 Grantham Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$308
Insurance (est.)-$91
Net Cash Flow+$2,401

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $395/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 445 - Facer

I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    225 Grantham Avenue, St. Catharines | $435,000 | Battaglia Team