$595,000 - 23 Moffatt Street, St. Catharines
Detached for Sale in St. Catharines
New — Listed 7 days agoNeighbourhood: 456 - Oakdale
- MLS Number
- X13681154
- Property Type
- Detached
- Status
- active
- Days on Site
- 7
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- Toronto Real Estate Realty Plus Inc
Peaceful park views and a covered patio for year-round relaxing on a prized corner lot, with Pen Centre, Hartzel Rd, and quick highway access only minutes away - nature at your doorstep, convenience at your door.Welcome to this beautifully upgraded raised brick bungalow in the heart of St. Catharines! This move-in-ready home features 2+2 bedrooms and 2 full bathrooms with approximately 1,676 sq ft of total living space (806 sq ft on the lower level). Extensive quality upgrades throughout include a brand-new Lennox 65,000 BTU high-efficiency furnace (installed October 2024 with warranty through October 2034) and central air conditioning.The stunning kitchen boasts elegant quartz countertops, a new modern sink with Kohler faucet, and under-cabinet lighting with flush valance. Both bathrooms have been refreshed with quartz countertops, modern vessel sinks, and updated faucet fixtures. The lower level features newly installed laundry cabinetry and a utility sink.The outdoor living space is perfect for a covered patio with durable polycarbonate roofing for extended seasonal use, and a covered front porch with matching polycarbonate sheets.Enjoy total peace of mind with excellent property drainage and meticulous grading that keep the fully finished lower level bone-dry and worry-free, regardless of the weather.Located close to highway access, schools, parks, shopping, restaurants, and beautiful walking trails. Just a 5-minute drive to Niagara College and Brock University. Perfect for a growing family, first-time home buyers, empty nesters, or as a rental investment property. Low maintenance and shows beautifully!
Estimate your monthly payments for this property
Estimated Payment
$3,052.66/mo
Includes CMHC insurance ($16,601)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 456 - Oakdale
456 - Oakdale is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 456 - Oakdale
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
456 - Oakdale offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
23 Moffatt Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $850/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 456 - Oakdale
I know 456 - Oakdale well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.