$775,000 - 24 Prospect Avenue, St. Catharines
Multi-Family for Sale in St. Catharines
Neighbourhood: 445 - Facer
- MLS Number
- X13646006
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 17
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
This custom built home offers the rare combination of a spacious family residence and a legal duplex with separate hydro meters, Gas meters and furnaces making it ideal for homeowners, investors or multi-generational living. A wide stamped concrete driveway leads to two separate entrances, one for the main home and one for the self-contained lower level suite. Inside, an oversized foyer with vaulted ceilings welcomes you in. A few steps up lead to the main living space, while the finished lower-level recreation room remains exclusively for the main residence. The primary bedroom is privately situated on its own upper level and features a walk-in closet and ensuite, creating excellent separation from the two additional bedrooms located on the main floor which share a 4-piece bathroom. This thoughtful layout offers added privacy for families with children or overnight guests. The heart of the home is the open concept kitchen, dining and living area featuring quartz countertops, stainless steel appliances including gas stove and a gas fireplace, built-in ceiling speakers and quality flooring throughout. The main level is completed by a laundry room and a versatile bonus room currently used as a home office. The legal one-bedroom suite is accessed through its own private entrance and offers 9-foot ceilings, luxury vinyl flooring, spacious living area, modern white kitchen with stainless steel appliances additional laundry and a full bathroom making it ideal for extended family or rental income. Outside you'll find a large deck with covered storage below and a generous backyard. Conveniently located close to shopping, grocery stores, schools, public transit and other everyday amenities, this property offers exceptional flexibility whether you're looking for a family home or outstanding investment opportunity.
Estimate your monthly payments for this property
Estimated Payment
$3,976.15/mo
Includes CMHC insurance ($21,623)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 445 - Facer
445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 445 - Facer
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
24 Prospect Avenue, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $517/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 445 - Facer
I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,229 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.