25 Elm Ridge Drive, St. Catharines

Price: $589,900

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13477468

Welcome to 25 Elm Ridge Drive, a well-maintained brick and sided home nestled on a quiet cul-de-sac in a highly desirable neighborhood. Conveniently located close to shopping, movie theatre, restaurants, easy highway access, and excellent schools, this property offers the perfect blend of comfort, convenience, and future potential. This carpet-free home features 3 cozy bedrooms and 2 full bathrooms, with refinished original hardwood flooring adding warmth and character throughout the main level. California shutters adorn most main floor windows, while newer vinyl windows and a newer roof provide added peace of mind. The bright and inviting living room is highlighted by a wood-burning fireplace, offering the potential to create a cozy focal point for relaxing winter evenings with proper maintenance. The home also offers an abundance of storage space throughout. The finished basement, complete with a separate entrance, presents an excellent opportunity for an in-law suite or income-generating rental unit. The attached single-car garage features an automatic overhead door opener, a convenient side entrance leading directly into the kitchen or lower level, and additional access to the backyard. Step outside to a beautifully maintained backyard with gently rolling lawns and plenty of room for an amazing pool, creating your own private outdoor oasis. The driveway comfortably accommodates two additional vehicles. Families will appreciate the exceptional location within walking distance of Sir Winston Churchill Secondary School, Denis Morris Catholic High School, and Oakridge Public School, while Brock University is just a short drive away. Set in an exceptionally quiet neighborhood, this move-in-ready home is a rare opportunity for families, investors, or multi-generational living. * Elm Ridge is TWO separate words for google searches*. Viewing is available anytime

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$589,900 - 25 Elm Ridge Drive, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 461 - Glendale/Glenridge

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13477468
Property Type
Detached
Status
active
Days on Site
14
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
BOLDT REALTY INC., BROKERAGE
Description

Welcome to 25 Elm Ridge Drive, a well-maintained brick and sided home nestled on a quiet cul-de-sac in a highly desirable neighborhood. Conveniently located close to shopping, movie theatre, restaurants, easy highway access, and excellent schools, this property offers the perfect blend of comfort, convenience, and future potential. This carpet-free home features 3 cozy bedrooms and 2 full bathrooms, with refinished original hardwood flooring adding warmth and character throughout the main level. California shutters adorn most main floor windows, while newer vinyl windows and a newer roof provide added peace of mind. The bright and inviting living room is highlighted by a wood-burning fireplace, offering the potential to create a cozy focal point for relaxing winter evenings with proper maintenance. The home also offers an abundance of storage space throughout. The finished basement, complete with a separate entrance, presents an excellent opportunity for an in-law suite or income-generating rental unit. The attached single-car garage features an automatic overhead door opener, a convenient side entrance leading directly into the kitchen or lower level, and additional access to the backyard. Step outside to a beautifully maintained backyard with gently rolling lawns and plenty of room for an amazing pool, creating your own private outdoor oasis. The driveway comfortably accommodates two additional vehicles. Families will appreciate the exceptional location within walking distance of Sir Winston Churchill Secondary School, Denis Morris Catholic High School, and Oakridge Public School, while Brock University is just a short drive away. Set in an exceptionally quiet neighborhood, this move-in-ready home is a rare opportunity for families, investors, or multi-generational living. * Elm Ridge is TWO separate words for google searches*. Viewing is available anytime

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,026.49/mo

Includes CMHC insurance ($16,458)

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5-yr fixed avg.

Principal: $530,910Interest: $360,580
Mortgage Amount$547,368
Total Interest$360,580
Est. Property Tax$418/mo
Total Cost$907,948

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 461 - Glendale/Glenridge

Discover 461 - Glendale/Glenridge

461 - Glendale/Glenridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 461 - Glendale/Glenridge

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

461 - Glendale/Glenridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

25 Elm Ridge Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$418
Insurance (est.)-$123
Net Cash Flow+$2,259

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $843/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 461 - Glendale/Glenridge

I know 461 - Glendale/Glenridge well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,458 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    25 Elm Ridge Drive, St. Catharines | $589,900 | Battaglia Team