2571 Kentucky Derby Way, Oshawa

Price: $989,000

4 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: E13699412

Welcome to this exceptional Tribute-built home in the highly sought-after Windfields communityof North Oshawa. Featuring soaring ceilings, abundant natural light, a thoughtfully designedlayout, and a carpet-free interior, this spacious home is ideal for growing and multi-generational families. The main floor offers a welcoming family room with a gas fireplace anda bright open-concept kitchen featuring stainless steel appliances, generous counter space,ample cabinetry, and a seamless connection to the dining area. Upstairs, you'll find fourgenerously sized bedrooms plus a versatile Teen's Retreat, perfect for a second family room,media lounge, home office, or additional living space. The finished basement offers a spaciousopen-concept layout with ample storage and excellent potential for future customization,including the possibility of a separate entrance to create an in-law suite, multi-generationalliving space, or potential income-generating secondary suite, subject to approvals. Additionalhighlights include a tankless water heater for on-demand hot water and enhanced energyefficiency. Ideally located close to Costco, shopping, parks, public transit, elementary andsecondary schools, Durham College, Ontario Tech University, and just minutes to Highway 407. Aspacious and versatile home offering comfort, convenience, and exciting future potential inone of North Oshawa's most desirable communities.

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New Listing
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$989,000 - 2571 Kentucky Derby Way, Oshawa

Detached for Sale in Oshawa

New — Listed 2 days ago

Neighbourhood: Windfields

4Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
E13699412
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
4
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX REALTRON REALTY INC.
Description

Welcome to this exceptional Tribute-built home in the highly sought-after Windfields communityof North Oshawa. Featuring soaring ceilings, abundant natural light, a thoughtfully designedlayout, and a carpet-free interior, this spacious home is ideal for growing and multi-generational families. The main floor offers a welcoming family room with a gas fireplace anda bright open-concept kitchen featuring stainless steel appliances, generous counter space,ample cabinetry, and a seamless connection to the dining area. Upstairs, you'll find fourgenerously sized bedrooms plus a versatile Teen's Retreat, perfect for a second family room,media lounge, home office, or additional living space. The finished basement offers a spaciousopen-concept layout with ample storage and excellent potential for future customization,including the possibility of a separate entrance to create an in-law suite, multi-generationalliving space, or potential income-generating secondary suite, subject to approvals. Additionalhighlights include a tankless water heater for on-demand hot water and enhanced energyefficiency. Ideally located close to Costco, shopping, parks, public transit, elementary andsecondary schools, Durham College, Ontario Tech University, and just minutes to Highway 407. Aspacious and versatile home offering comfort, convenience, and exciting future potential inone of North Oshawa's most desirable communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,074.08/mo

Includes CMHC insurance ($27,593)

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5-yr fixed avg.

Principal: $890,100Interest: $604,532
Mortgage Amount$917,693
Total Interest$604,532
Est. Property Tax$701/mo
Total Cost$1,522,225

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Windfields

Discover Windfields

Windfields is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Windfields

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Windfields offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2571 Kentucky Derby Way, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$701
Insurance (est.)-$206
Net Cash Flow+$2,393

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $495/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Windfields

I know Windfields well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    2571 Kentucky Derby Way, Oshawa | $989,000 | Battaglia Team