266 Division Street, Oshawa

Price: $469,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: E13747558

Welcome to 266 Division St! A Charming brick home in the heart of O'Neill - finished basement, detached garage, and everything you need justaround the corner. This 1.5-storey offers a bright kitchen and spacious family room on the main floor, well-sized bedrooms and a full bathupstairs, and a finished basement with 2 additional bedrooms and a second bathroom - ideal for growing families or investors. Private backyard on a 26.5 x 100 ft lot. Steps to transit, minutes to Durham College, Oshawa GO, and Lakeridge Health. Connaught, Mary Street, and CentennialParks nearby. Dr. S.J. Phillips PS and O'Neill CVI in catchment. Click on more information for 3D tour , virtual tour, feature sheet and floor plan.

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$469,900 - 266 Division Street, Oshawa

Detached for Sale in Oshawa

33 days on market

Neighbourhood: O'Neill

4Beds
2Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
E13747558
Property Type
Detached
Status
active
Days on Site
33
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Oshawa
Taxes (2025)
$3,049
Listing Brokerage
Keller Williams Energy Real Estate
Description

Welcome to 266 Division St! A Charming brick home in the heart of O'Neill - finished basement, detached garage, and everything you need justaround the corner. This 1.5-storey offers a bright kitchen and spacious family room on the main floor, well-sized bedrooms and a full bathupstairs, and a finished basement with 2 additional bedrooms and a second bathroom - ideal for growing families or investors. Private backyard on a 26.5 x 100 ft lot. Steps to transit, minutes to Durham College, Oshawa GO, and Lakeridge Health. Connaught, Mary Street, and CentennialParks nearby. Dr. S.J. Phillips PS and O'Neill CVI in catchment. Click on more information for 3D tour , virtual tour, feature sheet and floor plan.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,410.83/mo

Includes CMHC insurance ($13,110)

$
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5%10%50%

5-yr fixed avg.

Principal: $422,910Interest: $287,229
Mortgage Amount$436,020
Total Interest$287,229
Est. Property Tax$333/mo
Total Cost$723,249

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: O'Neill

Discover O'Neill

O'Neill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in O'Neill

  • •Convenient location in Oshawa
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

O'Neill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

266 Division Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
7.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$333
Insurance (est.)-$98
Net Cash Flow+$2,769

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $671/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 33 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

About O'Neill

I know O'Neill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    266 Division Street, Oshawa | $469,900 | Battaglia Team