27 Finlay Road, Barrie

Price: $649,900

2 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: S13499902

ONE-LEVEL LIVING MADE EASY WITH A SUN-FILLED LAYOUT, A FULLY FENCED BACKYARD, & AN UNBEATABLE LOCATION CLOSE TO EVERYTHING! Welcome to the carefree lifestyle you've been waiting for! This beautifully maintained 2-bedroom, 2-bathroom bungalow offers easy, low-maintenance living in one of Barrie's most desirable north-end neighbourhoods, making it an exceptional opportunity for first-time buyers, downsizers, and savvy investors alike. From the moment you step inside, you'll appreciate the bright, inviting layout, where expansive windows fill the spacious living and dining area with natural light, creating a warm, welcoming atmosphere for everyday living and entertaining. The updated kitchen is designed to impress with granite countertops, modern appliances, abundant cabinetry, and a sliding glass walkout leading directly to your private backyard retreat. Spend your summers hosting BBQs on the large deck, enjoying peaceful morning coffees surrounded by mature trees as kids or pets play freely in the fully fenced yard, or tending to the garden beds, all with the added convenience of a storage shed. The generous primary bedroom features semi-ensuite access to the 4-piece bath, while a second spacious bedroom, main floor laundry, and an attached garage with interior entry and built-in storage make daily life wonderfully convenient. Downstairs, the partially finished basement already offers a rec room and powder room, leaving plenty of opportunity to create additional living space tailored to your lifestyle. Complete with a private double driveway and an unbeatable location just minutes from Highway 400, public transit, West Bayfield Elementary, SmartCentres Barrie North shopping plaza, Georgian Mall, the Sunnidale Arboretum, and every convenience along Bayfield Street, this is the kind of #HomeToStay that offers immediate comfort today and lasting value for years to come.

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$649,900 - 27 Finlay Road, Barrie

Detached for Sale in Barrie

Popular Listing

Neighbourhood: West Bayfield

2Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
S13499902
Property Type
Detached
Status
active
Days on Site
8
Bedrooms
2
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Barrie
Listing Brokerage
RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Description

ONE-LEVEL LIVING MADE EASY WITH A SUN-FILLED LAYOUT, A FULLY FENCED BACKYARD, & AN UNBEATABLE LOCATION CLOSE TO EVERYTHING! Welcome to the carefree lifestyle you've been waiting for! This beautifully maintained 2-bedroom, 2-bathroom bungalow offers easy, low-maintenance living in one of Barrie's most desirable north-end neighbourhoods, making it an exceptional opportunity for first-time buyers, downsizers, and savvy investors alike. From the moment you step inside, you'll appreciate the bright, inviting layout, where expansive windows fill the spacious living and dining area with natural light, creating a warm, welcoming atmosphere for everyday living and entertaining. The updated kitchen is designed to impress with granite countertops, modern appliances, abundant cabinetry, and a sliding glass walkout leading directly to your private backyard retreat. Spend your summers hosting BBQs on the large deck, enjoying peaceful morning coffees surrounded by mature trees as kids or pets play freely in the fully fenced yard, or tending to the garden beds, all with the added convenience of a storage shed. The generous primary bedroom features semi-ensuite access to the 4-piece bath, while a second spacious bedroom, main floor laundry, and an attached garage with interior entry and built-in storage make daily life wonderfully convenient. Downstairs, the partially finished basement already offers a rec room and powder room, leaving plenty of opportunity to create additional living space tailored to your lifestyle. Complete with a private double driveway and an unbeatable location just minutes from Highway 400, public transit, West Bayfield Elementary, SmartCentres Barrie North shopping plaza, Georgian Mall, the Sunnidale Arboretum, and every convenience along Bayfield Street, this is the kind of #HomeToStay that offers immediate comfort today and lasting value for years to come.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

$
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5%10%50%

5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: West Bayfield

Discover West Bayfield

West Bayfield is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in West Bayfield

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

West Bayfield offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Finlay Road, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$1,805

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $928/sqft, this property is priced in line with current Barrie market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About West Bayfield

I know West Bayfield well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    27 Finlay Road, Barrie | $649,900 | Battaglia Team