$255,000 - 27 RUTH Avenue, Brampton
Commercial for Sale in Brampton
New — Listed 6 days agoNeighbourhood: Heart Lake West
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- MLS Number
- W13846664
- Property Type
- Commercial
- Status
- active
- Days on Site
- 6
- Bedrooms
- 0
- Bathrooms
- 0
- Square Feet
- N/A sqft
- Neighbourhood
- Brampton
- Listing Brokerage
- HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Presenting An Exceptional Opportunity To Acquire A Prestigious, Long-Standing Italian Bakery & Café With Over 20+Years Of Proven Success. **4.3+ Starts on Google** Renowned For Quality, Tradition, And Authentic European Craftsmanship, This Business Enjoys Strong Weekly, Monthly, And Annual Revenues Backed By A Loyal, Multi-Generational Customer Base And Steady Daily Foot Traffic. Situated In Brampton's High-Traffic Retail Corridor Within A Mature And Affluent Residential Community, This Location Offers Outstanding Visibility, Consistent Vehicle Exposure, And Ample On-Site Parking.The Interior Is Bright, Spacious (2,200+ SQFT) Modern, Clean, And Inviting Design, Creating A Refined Customer Experience. This Fully Equipped, Turnkey Operation Presents Immediate Income Potential With Significant Growth Potential. **Continue The Business Or Rebrand / Convert The Space With Your Own Brand, Café, Restaurant, QSR, Dessert Studio, Or Franchise (Subject To Approval). Bakery and Cafe Owners, Ghost Kitchens, Entrepreneurs, Experienced Operators, Families, Or Expanding Hospitality Brands**
Estimate your monthly payments for this property
Estimated Payment
$1,308.28/mo
Includes CMHC insurance ($7,115)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Heart Lake West
Heart Lake West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Heart Lake West
- •Convenient location in Brampton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Heart Lake West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
27 RUTH Avenue, Brampton
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Key factors for evaluating this commercial property
Commercial Due Diligence Checklist
· Verify zoning and all permitted uses
· Review all existing leases (terms, renewals, net vs. gross)
· Request estoppel certificates from all tenants
· Order a Phase 1 Environmental Site Assessment
· Commission a property condition assessment
· Review operating costs (taxes, insurance, maintenance)
Commercial Financing Note
Commercial mortgages require 20–35% down, shorter amortization, and lenders underwrite based on the property's income. CMHC insurance is not available for commercial. Connect with a commercial mortgage broker early.
Commercial and land transactions are significantly more complex than residential. Joe recommends assembling a team — commercial real estate lawyer, accountant, and (for land) a land use planner — before making an offer.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Commercial Pricing Context
Commercial property values in Brampton are driven by location, zoning, current tenancy, and income potential — not the same $/sqft benchmarks as residential. I'll run a proper comparable sales analysis using recent commercial transactions in this area.
Just Listed — Take Your Time
This property just hit the market. Commercial due diligence is thorough and takes time — environmental assessments, lease review, financial statement analysis, and zoning confirmation. Unlike residential, there's rarely a multiple-offer frenzy. Act with focus, not urgency.
Zoning & Permitted Use — Verify First
I always confirm the zoning and permitted uses before a client gets too far into a commercial transaction. What a property is currently used for and what it's legally permitted for are sometimes different. If you plan to change the use, a zoning amendment or minor variance may be required — that's additional cost, time, and risk.
Tenancy & Income Review
If this property has existing tenants, I'd want to review all leases carefully: term lengths, renewal options, rent amounts, escalation clauses, and who's responsible for operating costs (gross lease vs. net lease). A strong long-term tenant is an asset; a lease expiring at closing is a different story. We'll request estoppel certificates from all tenants.
Environmental & Due Diligence
A Phase 1 Environmental Site Assessment is standard practice for commercial purchases in Ontario. If historical industrial use is flagged, you'll need a Phase 2. I also recommend a property condition assessment covering structure, roof, HVAC, and electrical — commercial systems are expensive to replace and often not disclosed in detail on the listing.
Commercial Financing Realities
Commercial mortgages work differently than residential. Expect 20–35% down, shorter amortization (15–25 years), and lenders who underwrite based on the property's income, not just your personal financials. CMHC insurance is generally not available for commercial, and rates are typically higher. I can connect you with commercial mortgage brokers who specialize in Brampton transactions.