28 Ann Street Unit 323, Mississauga

Price: $635,000

2 bedrooms, 2 bathrooms

800 sqft

Property Type: Condo

MLS#: W13443144

Welcome to modern urban living in the heart of Port Credit! This stunning 2-bedroom, 2bathroom condo offers approximately 812 sq. ft: 774 sq ft of stylish interior space plus a 38sq ft balcony, thoughtfully designed living space in one of Mississauga's most sought-after waterfront communities. Perfectly positioned steps from the Port Credit GO Station and the future Hurontario LRT, this home offers exceptional connectivity for commuters, making travel to downtown Toronto effortless while avoiding the stress of highway traffic. The functional layout features bright, open-concept living spaces, contemporary finishes, and comfortable bedrooms designed for both relaxation and productivity. Whether you're a first time home buyer, young professional, or investor, this residence delivers the ideal balance of convenience, lifestyle, and long-term value. Enjoy everything that Port Credit has to offer right outside your door, including water front trails, the marina, vibrant restaurants and cafés, community events, shopping, parks, and the Port Credit Library. With outstanding walkability, unmatched transit access, and exciting future growth in the area, this is an exceptional opportunity to own in one of the GTA's most dynamic neighbourhoods. Don't miss your chance to experience the best of connected waterfront living in Port Credit.

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$635,000 - 28 Ann Street Unit 323, Mississauga

Condo for Sale in Mississauga

Neighbourhood: Port Credit

2Beds
2Baths
800Sq Ft
Condo
Property Details
MLS Number
W13443144
Property Type
Condo
Status
active
Days on Site
22
Bedrooms
2
Bathrooms
2
Square Feet
800 sqft
Neighbourhood
Mississauga
Locker
Owned
Exposure
East
Balcony
Open
Listing Brokerage
THE CANADIAN HOME REALTY INC.
Description

Welcome to modern urban living in the heart of Port Credit! This stunning 2-bedroom, 2bathroom condo offers approximately 812 sq. ft: 774 sq ft of stylish interior space plus a 38sq ft balcony, thoughtfully designed living space in one of Mississauga's most sought-after waterfront communities. Perfectly positioned steps from the Port Credit GO Station and the future Hurontario LRT, this home offers exceptional connectivity for commuters, making travel to downtown Toronto effortless while avoiding the stress of highway traffic. The functional layout features bright, open-concept living spaces, contemporary finishes, and comfortable bedrooms designed for both relaxation and productivity. Whether you're a first time home buyer, young professional, or investor, this residence delivers the ideal balance of convenience, lifestyle, and long-term value. Enjoy everything that Port Credit has to offer right outside your door, including water front trails, the marina, vibrant restaurants and cafés, community events, shopping, parks, and the Port Credit Library. With outstanding walkability, unmatched transit access, and exciting future growth in the area, this is an exceptional opportunity to own in one of the GTA's most dynamic neighbourhoods. Don't miss your chance to experience the best of connected waterfront living in Port Credit.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,257.88/mo

Includes CMHC insurance ($17,717)

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5-yr fixed avg.

Principal: $571,500Interest: $388,147
Mortgage Amount$589,217
Total Interest$388,147
Est. Property Tax$450/mo
Total Cost$977,364

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Port Credit

Waterfront Living at Its Finest

Port Credit is Mississauga's premier waterfront community, offering stunning Lake Ontario views and a vibrant village atmosphere. This sought-after neighbourhood combines urban amenities with natural beauty, featuring a bustling marina, eclectic restaurants, and beautiful waterfront parks. The area has undergone significant revitalization, making it one of the most desirable addresses in the GTA.

Why Live in Port Credit

  • Direct access to Lake Ontario waterfront and marina
  • Award-winning restaurants and local boutiques
  • Port Credit GO Station for easy Toronto commuting
  • Active arts and culture scene
  • Year-round festivals and community events

Nearby Schools

Port Credit Secondary SchoolPublic High School
St. Paul Secondary SchoolCatholic High School
Forest Avenue Public SchoolPublic Elementary
St. Dominic Catholic SchoolCatholic Elementary

Transit & Commuting

  • Port Credit GO Station - 25 minutes to Union Station
  • MiWay bus connections throughout Mississauga
  • Waterfront Trail for cycling
  • 15-minute drive to Toronto Pearson Airport

Parks & Amenities

  • Port Credit Marina
  • J.C. Saddington Park
  • Port Credit Memorial Park
  • Waterfront Trail
  • Local cinema and performance venues

Lifestyle & Community

Port Credit offers an enviable waterfront lifestyle with the convenience of urban living. Residents enjoy morning walks along the lake, dining at acclaimed restaurants, and weekend sailing. The area attracts young professionals, families, and retirees who appreciate the active, social atmosphere.

85
Walk Score
$700K - $3.5M
Price Range

28 Ann Street Unit 323, Mississauga

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
2.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$520
Property Tax (est.)-$450
Insurance (est.)-$132
Net Cash Flow+$1,098

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $794/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Mississauga Market Insight

Mississauga continues to mature as a city with its own identity. The LRT expansion, growing downtown core, and Square One development are driving appreciation. Transit access is excellent with MiWay, GO Transit, and soon the Hurontario LRT. Many of my clients find they rarely need to commute to Toronto for entertainment or dining anymore.

About Port Credit

I know Port Credit well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    MLS# W13443144 — 28 Ann Street Unit 323 | Battaglia Team