28 Fermoy Road, Toronto E08

Price: $909,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13834780

Welcome to 28 Fermoy Road! A rare raised-ranch bungalow in the sought-after Cliffcrest community, situated on a beautiful oversized 56 x 99.66 ft corner lot with a double car garage. Bright and spacious throughout, this home offers generous principal rooms, a functional layout and excellent potential for families, multi-generational living or those looking for additional living space. The eat-in kitchen was completely renovated in 2023 and features quartz countertops, abundant cabinetry and generous preparation space. Two separate walkouts provide excellent access to the outdoors, including a patio door from the dining room and a secondary entrance to the lower level from the rear of the property. The spacious basement features large rooms and a 4-piece bathroom, offering excellent flexibility for a growing family, teenagers or guests. Numerous updates include a new fence and electrical panel (2023), front door and windows (2017), and roof (2014). The spacious corner lot provides plenty of outdoor space and added privacy, while the double garage offers excellent parking and storage. Located on a quiet, family-friendly street in the heart of Cliffcrest, close to R.H. King Academy and other excellent schools, parks, trails and the beautiful and scenic Scarborough Bluffs are just minutes away. Enjoy easy access to Kingston Road's shops, restaurants and everyday amenities, with the GO Station nearby for a convenient commute downtown. A wonderful opportunity to own a spacious family home in one of Scarborough's established and highly desirable neighbourhoods.

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active

$909,000 - 28 Fermoy Road, Scarborough

Detached for Sale in Scarborough

Popular Listing

Neighbourhood: Cliffcrest

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
E13834780
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Scarborough Town Centre
Taxes (2025)
$4,706
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

Welcome to 28 Fermoy Road! A rare raised-ranch bungalow in the sought-after Cliffcrest community, situated on a beautiful oversized 56 x 99.66 ft corner lot with a double car garage. Bright and spacious throughout, this home offers generous principal rooms, a functional layout and excellent potential for families, multi-generational living or those looking for additional living space. The eat-in kitchen was completely renovated in 2023 and features quartz countertops, abundant cabinetry and generous preparation space. Two separate walkouts provide excellent access to the outdoors, including a patio door from the dining room and a secondary entrance to the lower level from the rear of the property. The spacious basement features large rooms and a 4-piece bathroom, offering excellent flexibility for a growing family, teenagers or guests. Numerous updates include a new fence and electrical panel (2023), front door and windows (2017), and roof (2014). The spacious corner lot provides plenty of outdoor space and added privacy, while the double garage offers excellent parking and storage. Located on a quiet, family-friendly street in the heart of Cliffcrest, close to R.H. King Academy and other excellent schools, parks, trails and the beautiful and scenic Scarborough Bluffs are just minutes away. Enjoy easy access to Kingston Road's shops, restaurants and everyday amenities, with the GO Station nearby for a convenient commute downtown. A wonderful opportunity to own a spacious family home in one of Scarborough's established and highly desirable neighbourhoods.

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Estimate your monthly payments for this property

Estimated Payment

$4,663.64/mo

Includes CMHC insurance ($25,361)

$
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5%10%50%

5-yr fixed avg.

Principal: $818,100Interest: $555,631
Mortgage Amount$843,461
Total Interest$555,631
Est. Property Tax$644/mo
Total Cost$1,399,092

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cliffcrest

Discover Cliffcrest

Cliffcrest is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cliffcrest

  • •Convenient location in Scarborough Town Centre
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Cliffcrest offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

28 Fermoy Road, Scarborough Town Centre

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$644
Insurance (est.)-$189
Net Cash Flow+$2,367

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $826/sqft, this property is priced in line with current Scarborough market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Scarborough are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Scarborough. Good resale value as demand remains consistent.

About Cliffcrest

I know Cliffcrest well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Scarborough properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,788 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    28 Fermoy Road, Scarborough Town Centre | $909,000 | Battaglia Team