$689,900 - 28 The Cedars Street, St. Catharines
Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 442 - Vine/Linwell
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- MLS Number
- X13823572
- Property Type
- Detached
- Status
- active
- Days on Site
- 13
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $5,453
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 28 The Cedars, located in desirable North End St. Catharines. This exceptionally maintained, Taro-built home has been lovingly cared for by the same family. 'The Cedars' is a distinctive neighbourhood featuring avant-garde-style architecture inspired by 1970s Northern California design. These homes were thoughtfully crafted with low profiles, wood cladding, and earthy accents that blend seamlessly into the surrounding landscape. Mature trees and the Walker's Creek Trail System create a peaceful, nature-connected setting, with convenient trail access right from the rear yard. This functional backsplit layout offers generous living space for the whole family, whether gathering around the cozy fireplace in the family room or enjoying a quiet retreat in one of the large private bedrooms. The home features 3+1 spacious bedrooms, 2 full bathrooms, formal living and dining areas, an eat-in kitchen, and a lower-level family room with a sliding glass door walk-out to the rear yard-filling the space with natural light and views of green landscapes. An additional unfinished lower level provides plenty of potential for future living space. An attached garage, abundant storage, a large rear yard, and professionally landscaped perennial gardens add to the home's functionality and charm. Embracing natural light, earthy materials, mature landscaping, and an effortless connection to the outdoors, 28 The Cedars offers a relaxed lifestyle in one of St. Catharines' most distinctive neighbourhoods. This is a rare opportunity to make a truly special property your own.
Estimate your monthly payments for this property
Estimated Payment
$3,539.54/mo
Includes CMHC insurance ($19,248)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 442 - Vine/Linwell
442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 442 - Vine/Linwell
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
28 The Cedars Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $627/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 442 - Vine/Linwell
I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,875 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.