284 East 21st Street, Hamilton

Price: $649,777

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13871736

Discover a versatile and beautifully maintained 1.5 story home offering exceptional flexibility for families, multi-generational living, or those looking for income potential. Thoughtfully arranged with two separate living spaces, this home provides plenty of room to adapt to a variety of lifestyles. The main living area extends across the main and upper levels and features two comfortable bedrooms, a full bathroom, its own kitchen and dedicated laundry facilities. Hardwood flooring adds warmth and character, while the kitchen is finished with stainless steel appliances and granite countertops, creating a functional and inviting space for everyday living and entertaining. A separate side entrance provides access to the finished lower level, which is set up for in-law suite living and includes two additional bedrooms, a second kitchen, a 3-piece bathroom, comfortable living space and its own separate laundry room. This layout offers excellent privacy and flexibility for extended family, older children, guests or potential rental use. The home can easily function as one spacious single-family residence while also offering the ability to maintain separate living arrangements, making it an attractive option for both homeowners and investors. Outside, enjoy a large backyard with plenty of space for entertaining, relaxing or creating your own outdoor retreat. A fire pit provides the perfect gathering place for summer evenings, while the welcoming porch adds to the home's charm. Additional peace of mind comes with the furnace and air conditioning systems having been updated in 2018. Combining character, functionality and multiple living possibilities, this property presents a unique opportunity for buyers looking for a home that can evolve with their needs.

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active
New Listing
1/26

$649,777 - 284 East 21st Street, Hamilton

Detached for Sale in Hamilton

New — Listed today

Neighbourhood: Eastmount

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13871736
Property Type
Detached
Status
active
Days on Site
0
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Taxes (2026)
$4,358
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Discover a versatile and beautifully maintained 1.5 story home offering exceptional flexibility for families, multi-generational living, or those looking for income potential. Thoughtfully arranged with two separate living spaces, this home provides plenty of room to adapt to a variety of lifestyles. The main living area extends across the main and upper levels and features two comfortable bedrooms, a full bathroom, its own kitchen and dedicated laundry facilities. Hardwood flooring adds warmth and character, while the kitchen is finished with stainless steel appliances and granite countertops, creating a functional and inviting space for everyday living and entertaining. A separate side entrance provides access to the finished lower level, which is set up for in-law suite living and includes two additional bedrooms, a second kitchen, a 3-piece bathroom, comfortable living space and its own separate laundry room. This layout offers excellent privacy and flexibility for extended family, older children, guests or potential rental use. The home can easily function as one spacious single-family residence while also offering the ability to maintain separate living arrangements, making it an attractive option for both homeowners and investors. Outside, enjoy a large backyard with plenty of space for entertaining, relaxing or creating your own outdoor retreat. A fire pit provides the perfect gathering place for summer evenings, while the welcoming porch adds to the home's charm. Additional peace of mind comes with the furnace and air conditioning systems having been updated in 2018. Combining character, functionality and multiple living possibilities, this property presents a unique opportunity for buyers looking for a home that can evolve with their needs.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,333.69/mo

Includes CMHC insurance ($18,129)

$
$
5%10%50%

5-yr fixed avg.

Principal: $584,799Interest: $397,180
Mortgage Amount$602,928
Total Interest$397,180
Est. Property Tax$460/mo
Total Cost$1,000,107

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Eastmount

Discover Eastmount

Eastmount is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Eastmount

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Eastmount offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

284 East 21st Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$2,605

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

About Eastmount

I know Eastmount well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,707 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    284 East 21st Street, Hamilton | $649,777 | Battaglia Team