286 CUSHMAN Road Unit 123, St. Catharines

Price: $369,999

3 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13863976

Opportunity is knocking louder than ever at this vacant 3-bedroom condo townhouse, tucked into a quiet, nature-rich pocket of St. Catharines just steps from the Welland Canal and its scenic trail network. Perfect for morning walks, evening bike rides, or simply enjoying the green space right outside your door. Inside, a smart, functional layout offers comfortable living for families and downsizers alike, and the partially finished basement adds valuable bonus space for a rec room, home office, or gym, with room to finish it your way. The location keeps you close to schools, local amenities, and easy commuter access. With immediate possession available, this is a rare chance to move in fast and settle into a sought-after community without delay. Book your showing today!

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active
New Listing
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$369,999 - 286 CUSHMAN Road Unit 123, St. Catharines

Condo for Sale in St. Catharines

New — Listed 2 days ago

Neighbourhood: 444 - Carlton/Bunting

3Beds
2Baths
1,000Sq Ft
Condo

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13863976
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
3
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$2,615
Maintenance Fees
$400/mo
Locker
None
Exposure
South
Balcony
None
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Opportunity is knocking louder than ever at this vacant 3-bedroom condo townhouse, tucked into a quiet, nature-rich pocket of St. Catharines just steps from the Welland Canal and its scenic trail network. Perfect for morning walks, evening bike rides, or simply enjoying the green space right outside your door. Inside, a smart, functional layout offers comfortable living for families and downsizers alike, and the partially finished basement adds valuable bonus space for a rec room, home office, or gym, with room to finish it your way. The location keeps you close to schools, local amenities, and easy commuter access. With immediate possession available, this is a rare chance to move in fast and settle into a sought-after community without delay. Book your showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,898.29/mo

Includes CMHC insurance ($10,323)

$
$
5%10%50%

5-yr fixed avg.

Principal: $332,999Interest: $226,164
Mortgage Amount$343,322
Total Interest$226,164
Est. Property Tax$262/mo
Total Cost$569,486

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 444 - Carlton/Bunting

Discover 444 - Carlton/Bunting

444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 444 - Carlton/Bunting

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

286 CUSHMAN Road Unit 123, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$400
Property Tax (est.)-$262
Insurance (est.)-$77
Net Cash Flow+$2,021

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $370/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $400/month fees should cover building insurance, common elements, and reserve contributions.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 444 - Carlton/Bunting

I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    286 CUSHMAN Road Unit 123, St. Catharines | $369,999 | Battaglia Team