292 Mill Street, Halton Hills

Price: $699,000

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: W13598454

Welcome to 292 Mill Street East, a charming 2+1 bedroom, 2-bathroom bungalow offering comfortable living in the heart of Acton. The bright and functional main level features two bedrooms, updated flooring, pot lights, fresh paint, and a full 4-piece bathroom, creating a welcoming space that is ready to enjoy. The finished basement expands the home's versatility with a third bedroom, convenient powder room, and recreation room that can be customized to suit your needs-whether you envision a playroom, family room, home office, or gym. A separate entrance to the lower level adds further flexibility and offers excellent potential for future in-law accommodation. Recent improvements include fresh paint and new basement flooring completed in 2026, a new heat pump installed in 2024, and shingles replaced in 2015. Outside, the property offers ample parking including one garage bay and three additional driveway parking spaces. Ideally situated near the heart of Acton, this home offers convenient access to local shops, restaurants, schools, parks, and everyday amenities. Enjoy the community's welcoming small-town atmosphere, spend time outdoors at nearby Prospect Park and Fairy Lake, or take advantage of the Acton GO Station and major commuter routes. With its practical layout, flexible living space, separate basement entrance, convenient parking, and several important updates already completed, this inviting bungalow presents an excellent opportunity for first-time buyers, downsizers, families, multigenerational households, or investors.

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$699,000 - 292 Mill Street, Halton Hills

Detached for Sale in Halton Hills

32 days on market

Neighbourhood: 1045 - AC Acton

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
W13598454
Property Type
Detached
Status
active
Days on Site
32
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Halton Hills
Listing Brokerage
Keller Williams Edge Realty
Description

Welcome to 292 Mill Street East, a charming 2+1 bedroom, 2-bathroom bungalow offering comfortable living in the heart of Acton. The bright and functional main level features two bedrooms, updated flooring, pot lights, fresh paint, and a full 4-piece bathroom, creating a welcoming space that is ready to enjoy. The finished basement expands the home's versatility with a third bedroom, convenient powder room, and recreation room that can be customized to suit your needs-whether you envision a playroom, family room, home office, or gym. A separate entrance to the lower level adds further flexibility and offers excellent potential for future in-law accommodation. Recent improvements include fresh paint and new basement flooring completed in 2026, a new heat pump installed in 2024, and shingles replaced in 2015. Outside, the property offers ample parking including one garage bay and three additional driveway parking spaces. Ideally situated near the heart of Acton, this home offers convenient access to local shops, restaurants, schools, parks, and everyday amenities. Enjoy the community's welcoming small-town atmosphere, spend time outdoors at nearby Prospect Park and Fairy Lake, or take advantage of the Acton GO Station and major commuter routes. With its practical layout, flexible living space, separate basement entrance, convenient parking, and several important updates already completed, this inviting bungalow presents an excellent opportunity for first-time buyers, downsizers, families, multigenerational households, or investors.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,586.23/mo

Includes CMHC insurance ($19,502)

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5-yr fixed avg.

Principal: $629,100Interest: $427,268
Mortgage Amount$648,602
Total Interest$427,268
Est. Property Tax$495/mo
Total Cost$1,075,870

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 1045 - AC Acton

Discover 1045 - AC Acton

1045 - AC Acton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 1045 - AC Acton

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

1045 - AC Acton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

292 Mill Street, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$495
Insurance (est.)-$146
Net Cash Flow+$2,159

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $999/sqft, this property is priced in line with current Halton Hills market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 1045 - AC Acton

I know 1045 - AC Acton well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    292 Mill Street, Halton Hills | $699,000 | Battaglia Team