293 #20 REGIONAL Road, Hamilton

Price: $824,900

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13507970

Welcome home! Set on a picturesque, tree-lined lot just shy of half an acre, this beautifully updated turnkey home offers over $200,000 in upgrades and truly nothing left to do but move in. With a separate entrance to the basement, a roughed-in kitchen, oversized bedroom, and full bathroom, this property is an ideal option for multi-generational living, a nanny suite, or a private teen retreat. The bright, open-concept main floor features seamless luxury vinyl plank flooring throughout, a spacious living room filled with natural light, and an inviting eat-in kitchen designed for both everyday living and entertaining. The chef-inspired kitchen boasts upgraded cabinetry with abundant storage, stunning stone countertops, a large pantry, and plenty of room for a full-sized dining table. Three generously sized bedrooms and a beautifully updated 4-piece bathroom complete the main level. The lower level offers exceptional flexibility with direct access to the backyard. Above-grade windows provide plenty of natural light throughout the spacious rec room, massive bedroom, 3-piece bathroom, utility room, laundry room, and future kitchen area already roughed in and ready for your vision. Major updates include furnace, well pump, and plumbing (2020), windows (2020 and newer), kitchen, flooring, and appliances (2020/21), roof (2024), complete septic system and ejector pump (2025), and a 100-amp electrical panel (2025). Enjoy the peace and privacy of country-style living while remaining just minutes from restaurants, grocery stores, schools, shopping, Costco, Lime Ridge Mall, and major commuter routes including the Red Hill Valley Parkway, Lincoln Alexander Parkway, and QEW. Offering the perfect blend of space, flexibility, convenience, and peace of mind, this exceptional property is one you won't want to miss.

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active
New Listing
1/44

$824,900 - 293 #20 REGIONAL Road, Hamilton

Detached for Sale in Hamilton

New — Listed 6 days ago

Neighbourhood: Rural Stoney Creek

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13507970
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome home! Set on a picturesque, tree-lined lot just shy of half an acre, this beautifully updated turnkey home offers over $200,000 in upgrades and truly nothing left to do but move in. With a separate entrance to the basement, a roughed-in kitchen, oversized bedroom, and full bathroom, this property is an ideal option for multi-generational living, a nanny suite, or a private teen retreat. The bright, open-concept main floor features seamless luxury vinyl plank flooring throughout, a spacious living room filled with natural light, and an inviting eat-in kitchen designed for both everyday living and entertaining. The chef-inspired kitchen boasts upgraded cabinetry with abundant storage, stunning stone countertops, a large pantry, and plenty of room for a full-sized dining table. Three generously sized bedrooms and a beautifully updated 4-piece bathroom complete the main level. The lower level offers exceptional flexibility with direct access to the backyard. Above-grade windows provide plenty of natural light throughout the spacious rec room, massive bedroom, 3-piece bathroom, utility room, laundry room, and future kitchen area already roughed in and ready for your vision. Major updates include furnace, well pump, and plumbing (2020), windows (2020 and newer), kitchen, flooring, and appliances (2020/21), roof (2024), complete septic system and ejector pump (2025), and a 100-amp electrical panel (2025). Enjoy the peace and privacy of country-style living while remaining just minutes from restaurants, grocery stores, schools, shopping, Costco, Lime Ridge Mall, and major commuter routes including the Red Hill Valley Parkway, Lincoln Alexander Parkway, and QEW. Offering the perfect blend of space, flexibility, convenience, and peace of mind, this exceptional property is one you won't want to miss.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,232.16/mo

Includes CMHC insurance ($23,015)

$
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5%10%50%

5-yr fixed avg.

Principal: $742,410Interest: $504,225
Mortgage Amount$765,425
Total Interest$504,225
Est. Property Tax$584/mo
Total Cost$1,269,649

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Stoney Creek

Discover Rural Stoney Creek

Rural Stoney Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Stoney Creek

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Stoney Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

293 #20 REGIONAL Road, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$584
Insurance (est.)-$172
Net Cash Flow+$2,444

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $550/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

About Rural Stoney Creek

I know Rural Stoney Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,437 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    293 #20 REGIONAL Road, Hamilton | $824,900 | Battaglia Team