295 Mutual Street Unit 4, Toronto C08

Price: $1,399,000

3 bedrooms, 3 bathrooms

1,800 sqft

Property Type: Condo

MLS#: C14101352

Cool, polished and completely turn-key: a townhome with its own front door in the Radio City enclave, in the heart of downtown. This is almost 2,000 square feet of industrial-chic living across four storeys, with 3 spacious bedrooms and 3 bathrooms. Step inside and the first thing you notice is the style and light. It comes from the east in the morning and the west in the afternoon, and it moves across a concrete feature wall that gives the home its loft attitude. Maple hardwood warms the floors, wood-panel cabinetry in the kitchen and breakfast area, and floor-to-ceiling glass opens the living room to a fenced terrace. It's the kind of outdoor space where a barbecue (gas line installed!) becomes a long dinner, and a long dinner becomes the conversation you remember. A gas fireplace awaits for the first cold week of November. An open staircase with a glass wall carries the light up through every level, so even the upper floors feel bright and open. 2nd floor feature 2 very spacious bedroom, large bath and upper level laundry. The primary retreat is calm and generous, with built-in closets and a 5-piece ensuite, and the bedroom windows look out into trees that turn yellow every October. Then there's the part you'll appreciate every January. Your own private entrance leads to secure underground parking for two cars. No elevator, no waiting, no scraping the windshield. You walk from the car to your living room without ever seeing the weather. Huge lower level storage rooms too! It's a townhome with a front door of its own, and it comes with the amenities at Radio City: gym, party room, guest suites, etc..Step out the front door and the city is yours. Dinner, culture, Loblaws, TMU, the Eaton Centre and transit are all a short walk away, so the best of downtown becomes part of your routine instead of an occasion. Move-in ready. Beautifully designed. A home that feels as good to live in as it looks in the photographs. In the middle of downtown, that's a rare thing.

295 Mutual Street Unit 4 - Condo photo 1 of 50 in Regent Park / Cabbagetown / St. James Town, Ontario
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active
New Listing

$1,399,000 - 295 Mutual Street Unit 4, Cabbagetown

Condo for Sale in Cabbagetown

New — Listed 2 days ago

Neighbourhood: Church-Yonge Corridor

3Beds
3Baths
1,800Sq Ft
Condo

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Property Details
MLS Number
C14101352
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
3
Bathrooms
3
Square Feet
1,800 sqft
Neighbourhood
Regent Park / Cabbagetown / St. James Town
Taxes (2025)
$8,597
Maintenance Fees
$1,100/mo
Locker
Ensuite
Exposure
East West
Balcony
Terrace
Listing Brokerage
RIGHT AT HOME REALTY
Description

Cool, polished and completely turn-key: a townhome with its own front door in the Radio City enclave, in the heart of downtown. This is almost 2,000 square feet of industrial-chic living across four storeys, with 3 spacious bedrooms and 3 bathrooms. Step inside and the first thing you notice is the style and light. It comes from the east in the morning and the west in the afternoon, and it moves across a concrete feature wall that gives the home its loft attitude. Maple hardwood warms the floors, wood-panel cabinetry in the kitchen and breakfast area, and floor-to-ceiling glass opens the living room to a fenced terrace. It's the kind of outdoor space where a barbecue (gas line installed!) becomes a long dinner, and a long dinner becomes the conversation you remember. A gas fireplace awaits for the first cold week of November. An open staircase with a glass wall carries the light up through every level, so even the upper floors feel bright and open. 2nd floor feature 2 very spacious bedroom, large bath and upper level laundry. The primary retreat is calm and generous, with built-in closets and a 5-piece ensuite, and the bedroom windows look out into trees that turn yellow every October. Then there's the part you'll appreciate every January. Your own private entrance leads to secure underground parking for two cars. No elevator, no waiting, no scraping the windshield. You walk from the car to your living room without ever seeing the weather. Huge lower level storage rooms too! It's a townhome with a front door of its own, and it comes with the amenities at Radio City: gym, party room, guest suites, etc..Step out the front door and the city is yours. Dinner, culture, Loblaws, TMU, the Eaton Centre and transit are all a short walk away, so the best of downtown becomes part of your routine instead of an occasion. Move-in ready. Beautifully designed. A home that feels as good to live in as it looks in the photographs. In the middle of downtown, that's a rare thing.

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Estimated Payment

$6,188.25/mo

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5-yr fixed avg.

Principal: $1,119,200Interest: $737,275
Mortgage Amount$1,119,200
Total Interest$737,275
Est. Property Tax$991/mo
Total Cost$1,856,475

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Church-Yonge Corridor

Discover Church-Yonge Corridor

Church-Yonge Corridor is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Church-Yonge Corridor

  • •Convenient location in Regent Park / Cabbagetown / St. James Town
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Church-Yonge Corridor offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

295 Mutual Street Unit 4, Regent Park / Cabbagetown / St. James Town

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,400/mo
Range: $2,890 - $3,910
Cap Rate (ROI)
0.9%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,400
Maintenance Fees-$1,100
Property Tax (est.)-$991
Insurance (est.)-$291
Net Cash Flow+$1,018

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $777/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Cabbagetown's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1100/month fees should cover building insurance, common elements, and reserve contributions.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Church-Yonge Corridor

I know Church-Yonge Corridor well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    295 Mutual Street Unit 4 | $1,399,000 | Battaglia Team