295 OWENS Crescent, Kingston

Price: $559,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13148672

Welcome to 295 Owens. This fantastic 3+1 bedroom home in central Kingston with an in-law suite is perfect for a first-time home buyer and/or investor! The main floor unit features a large open living/dining room, 3 spacious bedrooms, 4 pc bath, and a large updated kitchen. The lower level is fully finished with a 1 bedroom suite with a full 4 pc bath, shared laundry with a convenient dog shower and spacious living area. The exterior offers a covered walk-up to the rear yard from the lower level, a fully fenced yard and double-wide driveway with parking for multiple vehicles. With an updated furnace and A/C, this property makes for a great rental opportunity while being close to schools and amenities. Don't miss out!

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$559,900 - 295 OWENS Crescent, Kingston

Semi-Detached for Sale in Kingston

51 days on market

Neighbourhood: 35 - East Gardiners Rd

4Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13148672
Property Type
Semi-Detached
Status
active
Days on Site
51
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

Welcome to 295 Owens. This fantastic 3+1 bedroom home in central Kingston with an in-law suite is perfect for a first-time home buyer and/or investor! The main floor unit features a large open living/dining room, 3 spacious bedrooms, 4 pc bath, and a large updated kitchen. The lower level is fully finished with a 1 bedroom suite with a full 4 pc bath, shared laundry with a convenient dog shower and spacious living area. The exterior offers a covered walk-up to the rear yard from the lower level, a fully fenced yard and double-wide driveway with parking for multiple vehicles. With an updated furnace and A/C, this property makes for a great rental opportunity while being close to schools and amenities. Don't miss out!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,872.58/mo

Includes CMHC insurance ($15,621)

$
$
5%10%50%

5-yr fixed avg.

Principal: $503,910Interest: $342,242
Mortgage Amount$519,531
Total Interest$342,242
Est. Property Tax$397/mo
Total Cost$861,773

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 35 - East Gardiners Rd

Discover 35 - East Gardiners Rd

35 - East Gardiners Rd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 35 - East Gardiners Rd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

35 - East Gardiners Rd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

295 OWENS Crescent, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$397
Insurance (est.)-$117
Net Cash Flow+$2,686

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $800/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 51 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 35 - East Gardiners Rd

I know 35 - East Gardiners Rd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    295 OWENS Crescent, Kingston | $559,900 | Battaglia Team