30 CUMBERLAND Avenue, Hamilton

Price: $699,900

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13625036

Welcome to this beautifully maintained 4-bedroom character home, perfectly situated in Hamilton's highly sought-after St. Clair neighbourhood-one of the city's most established, tree-lined communities. Offering timeless architectural charm and thoughtful modern updates, this exceptional residence delivers the perfect balance of character, comfort, and convenience, all within approximately an hour of Toronto. Sun-filled living spaces create an inviting atmosphere for everyday living and entertaining, while the beautifully updated kitchen, complete with a new pantry, serves as the heart of the home. Original character details blend seamlessly with modern enhancements, creating a warm and welcoming place to call home. Upstairs, both second-floor bedrooms feature custom closet systems, while Ethernet wiring to the third-floor bedrooms provides fast, reliable internet-ideal for remote professionals, students, or anyone seeking a dedicated home office or creative space. Recent improvements offer peace of mind and include a new refrigerator ('26), air conditioner ('26), basement sewer backup pipe replacement ('25), and an upgraded electrical panel with EV charger, thoughtfully preparing the home for today's lifestyle. Main floor laundry adds everyday convenience. Step outside to enjoy the private, fully fenced backyard surrounded by mature trees-a peaceful setting for entertaining, gardening, or simply relaxing. Location is everything and St. Clair delivers...just minutes from Gage Park, the boutiques, cafés and restaurants of Ottawa Street, scenic trails, excellent schools, transit, hospitals and vibrant downtown Hamilton, you'll enjoy an exceptional urban lifestyle with a true sense of community. Whether you're searching for more space, historic charm, or an easy escape from the pace of the GTA, this remarkable home offers an outstanding opportunity to experience the very best of Hamilton living. Room sizes approx.

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$699,900 - 30 CUMBERLAND Avenue, Hamilton

Detached for Sale in Hamilton

Neighbourhood: St. Clair

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13625036
Property Type
Detached
Status
active
Days on Site
23
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome to this beautifully maintained 4-bedroom character home, perfectly situated in Hamilton's highly sought-after St. Clair neighbourhood-one of the city's most established, tree-lined communities. Offering timeless architectural charm and thoughtful modern updates, this exceptional residence delivers the perfect balance of character, comfort, and convenience, all within approximately an hour of Toronto. Sun-filled living spaces create an inviting atmosphere for everyday living and entertaining, while the beautifully updated kitchen, complete with a new pantry, serves as the heart of the home. Original character details blend seamlessly with modern enhancements, creating a warm and welcoming place to call home. Upstairs, both second-floor bedrooms feature custom closet systems, while Ethernet wiring to the third-floor bedrooms provides fast, reliable internet-ideal for remote professionals, students, or anyone seeking a dedicated home office or creative space. Recent improvements offer peace of mind and include a new refrigerator ('26), air conditioner ('26), basement sewer backup pipe replacement ('25), and an upgraded electrical panel with EV charger, thoughtfully preparing the home for today's lifestyle. Main floor laundry adds everyday convenience. Step outside to enjoy the private, fully fenced backyard surrounded by mature trees-a peaceful setting for entertaining, gardening, or simply relaxing. Location is everything and St. Clair delivers...just minutes from Gage Park, the boutiques, cafés and restaurants of Ottawa Street, scenic trails, excellent schools, transit, hospitals and vibrant downtown Hamilton, you'll enjoy an exceptional urban lifestyle with a true sense of community. Whether you're searching for more space, historic charm, or an easy escape from the pace of the GTA, this remarkable home offers an outstanding opportunity to experience the very best of Hamilton living. Room sizes approx.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

$
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5%10%50%

5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Clair

Discover St. Clair

St. Clair is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Clair

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Clair offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

30 CUMBERLAND Avenue, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$2,558

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $467/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 23 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

About St. Clair

I know St. Clair well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    30 CUMBERLAND Avenue, Hamilton | $699,900 | Battaglia Team