300B Fourth Avenue Unit 509B, St. Catharines

Price: $619,000

2 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13826358

An exceptional opportunity to own an executive level residence in one of the region's most distinguished condominium communities. Immaculately maintained and occupied by its original owner (never leased), this top floor corner suite offers a rare combination of privacy, scale, and refinement. Spanning 1,257 square feet, the oversized layout is bathed in natural light and designed for effortless, elevated living. A gracious, elongated entry hall sets a sophisticated tone upon entry, offering both a large storage closet and a separate coat closet. The open concept kitchen and living area is anchored by stainless steel appliances and an upgraded waterfall edge (quartz) breakfast bar, creating a striking focal point. A private, south-facing balcony frames serene views toward the escarpment, offering quiet, peaceful surroundings and facing away from Fourth Avenue. Two generous-sized bedrooms, including a luxurious primary retreat with a walk in closet (1.5 x 1.7 m) and a spa inspired ensuite bath. Additional conveniences include an in suite laundry room with stacked front loading machines and an owned hot water heater. Included: two parking spaces, one exclusive underground space and one exterior space, along with abundant visitor parking for your guests. Residents enjoy premium amenities, including a well appointed fitness centre on level 2 and an impressive rooftop terrace complete with BBQ facilities and a stylish party room. The location is exceptional: just 600 metres from Niagara Health's Marotta Family Hospital, home to the renowned Walker Family Cancer Centre. With quick access to both the 406 and QEW, and surrounded by upscale retail, dining, grocery, and banking options, this address offers convenience without compromise.

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active

$619,000 - 300B Fourth Avenue Unit 509B, St. Catharines

Condo for Sale in St. Catharines

Popular Listing

Neighbourhood: 459 - Ridley

2Beds
2Baths
1,200Sq Ft
Condo

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Property Details
MLS Number
X13826358
Property Type
Condo
Status
active
Days on Site
13
Bedrooms
2
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,269
Maintenance Fees
$743/mo
Locker
None
Exposure
South West
Balcony
Open
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

An exceptional opportunity to own an executive level residence in one of the region's most distinguished condominium communities. Immaculately maintained and occupied by its original owner (never leased), this top floor corner suite offers a rare combination of privacy, scale, and refinement. Spanning 1,257 square feet, the oversized layout is bathed in natural light and designed for effortless, elevated living. A gracious, elongated entry hall sets a sophisticated tone upon entry, offering both a large storage closet and a separate coat closet. The open concept kitchen and living area is anchored by stainless steel appliances and an upgraded waterfall edge (quartz) breakfast bar, creating a striking focal point. A private, south-facing balcony frames serene views toward the escarpment, offering quiet, peaceful surroundings and facing away from Fourth Avenue. Two generous-sized bedrooms, including a luxurious primary retreat with a walk in closet (1.5 x 1.7 m) and a spa inspired ensuite bath. Additional conveniences include an in suite laundry room with stacked front loading machines and an owned hot water heater. Included: two parking spaces, one exclusive underground space and one exterior space, along with abundant visitor parking for your guests. Residents enjoy premium amenities, including a well appointed fitness centre on level 2 and an impressive rooftop terrace complete with BBQ facilities and a stylish party room. The location is exceptional: just 600 metres from Niagara Health's Marotta Family Hospital, home to the renowned Walker Family Cancer Centre. With quick access to both the 406 and QEW, and surrounded by upscale retail, dining, grocery, and banking options, this address offers convenience without compromise.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,175.79/mo

Includes CMHC insurance ($17,270)

$
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5%10%50%

5-yr fixed avg.

Principal: $557,100Interest: $378,367
Mortgage Amount$574,370
Total Interest$378,367
Est. Property Tax$438/mo
Total Cost$952,737

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 459 - Ridley

Discover 459 - Ridley

459 - Ridley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 459 - Ridley

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

459 - Ridley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

300B Fourth Avenue Unit 509B, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,520/mo
Range: $2,142 - $2,898
Cap Rate (ROI)
2.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,520
Maintenance Fees-$743
Property Tax (est.)-$438
Insurance (est.)-$129
Net Cash Flow+$1,210

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $516/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $743/month fees should cover building insurance, common elements, and reserve contributions.

About 459 - Ridley

I know 459 - Ridley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,579 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    300B Fourth Avenue Unit 509B | $619,000 | Battaglia Team