


































$499,900 - 303 Garden Street Unit 12, Whitby
Condo for Sale in Whitby
New — Listed 7 days agoNeighbourhood: Downtown Whitby
- MLS Number
- E13506124
- Property Type
- Condo
- Status
- active
- Days on Site
- 7
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 900 sqft
- Neighbourhood
- Whitby
- Locker
- None
- Exposure
- East
- Balcony
- None
- Listing Brokerage
- Right At Home Realty
Discover easy, low-maintenance living in this beautifully updated 3-bedroom townhome, tucked away on a quiet, family-friendly court in one of Whitby's most convenient locations. Thoughtfully designed for busy professionals, commuters, downsizers, or anyone looking for a well-cared-for home without the upkeep of a large property.The bright, open-concept main floor offers a warm and inviting space to gather, featuring an updated kitchen with stainless steel appliances, a generous breakfast bar, and seamless flow into the living and dining areas.Upstairs, you'll find three spacious bedrooms and a stylishly renovated bathroom, while the versatile ground-level rec room can easily function as a home office, guest space, gym, or fourth bedroom. Direct garage access and a convenient 2-piece bath add to the home's functionality.Step outside to your private, maintenance-free patio - the perfect space to unwind, entertain, or enjoy morning coffee without the work of maintaining a traditional backyard.Located just minutes to Hwy 401 and the GO Train, this move-in-ready home is ideal for commuters seeking comfort, convenience, and carefree living. Well-managed complex with maintenance fees covering exterior upkeep, snow removal, and more. Close to parks, schools, shopping, restaurants, and everyday amenities.
Estimate your monthly payments for this property
Estimated Payment
$2,564.75/mo
Includes CMHC insurance ($13,947)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Downtown Whitby
Downtown Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Downtown Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Downtown Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
303 Garden Street Unit 12, Whitby
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $555/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Downtown Whitby
I know Downtown Whitby well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.