303 Garden Street Unit 12, Whitby

Price: $499,900

3 bedrooms, 2 bathrooms

900 sqft

Property Type: Condo

MLS#: E13506124

Discover easy, low-maintenance living in this beautifully updated 3-bedroom townhome, tucked away on a quiet, family-friendly court in one of Whitby's most convenient locations. Thoughtfully designed for busy professionals, commuters, downsizers, or anyone looking for a well-cared-for home without the upkeep of a large property.The bright, open-concept main floor offers a warm and inviting space to gather, featuring an updated kitchen with stainless steel appliances, a generous breakfast bar, and seamless flow into the living and dining areas.Upstairs, you'll find three spacious bedrooms and a stylishly renovated bathroom, while the versatile ground-level rec room can easily function as a home office, guest space, gym, or fourth bedroom. Direct garage access and a convenient 2-piece bath add to the home's functionality.Step outside to your private, maintenance-free patio - the perfect space to unwind, entertain, or enjoy morning coffee without the work of maintaining a traditional backyard.Located just minutes to Hwy 401 and the GO Train, this move-in-ready home is ideal for commuters seeking comfort, convenience, and carefree living. Well-managed complex with maintenance fees covering exterior upkeep, snow removal, and more. Close to parks, schools, shopping, restaurants, and everyday amenities.

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New Listing
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$499,900 - 303 Garden Street Unit 12, Whitby

Condo for Sale in Whitby

New — Listed 7 days ago

Neighbourhood: Downtown Whitby

3Beds
2Baths
900Sq Ft
Condo
Property Details
MLS Number
E13506124
Property Type
Condo
Status
active
Days on Site
7
Bedrooms
3
Bathrooms
2
Square Feet
900 sqft
Neighbourhood
Whitby
Locker
None
Exposure
East
Balcony
None
Listing Brokerage
Right At Home Realty
Description

Discover easy, low-maintenance living in this beautifully updated 3-bedroom townhome, tucked away on a quiet, family-friendly court in one of Whitby's most convenient locations. Thoughtfully designed for busy professionals, commuters, downsizers, or anyone looking for a well-cared-for home without the upkeep of a large property.The bright, open-concept main floor offers a warm and inviting space to gather, featuring an updated kitchen with stainless steel appliances, a generous breakfast bar, and seamless flow into the living and dining areas.Upstairs, you'll find three spacious bedrooms and a stylishly renovated bathroom, while the versatile ground-level rec room can easily function as a home office, guest space, gym, or fourth bedroom. Direct garage access and a convenient 2-piece bath add to the home's functionality.Step outside to your private, maintenance-free patio - the perfect space to unwind, entertain, or enjoy morning coffee without the work of maintaining a traditional backyard.Located just minutes to Hwy 401 and the GO Train, this move-in-ready home is ideal for commuters seeking comfort, convenience, and carefree living. Well-managed complex with maintenance fees covering exterior upkeep, snow removal, and more. Close to parks, schools, shopping, restaurants, and everyday amenities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

$
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5%10%50%

5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Downtown Whitby

Discover Downtown Whitby

Downtown Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Downtown Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Downtown Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

303 Garden Street Unit 12, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,680/mo
Range: $2,278 - $3,082
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,680
Maintenance Fees-$585
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$1,637

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $555/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Downtown Whitby

I know Downtown Whitby well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    303 Garden Street Unit 12, Whitby | $499,900 | Battaglia Team