31 Albany Street, Oshawa

Price: $639,900

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: E13690960

Welcome to this beautifully updated semi-bungalow on an impressive 35' x 163' lot in South Oshawa! This thoughtfully upgraded home professionally built 660 sq. ft. platform addition, completed with all required City of Oshawa permits. The home offers a ** upgraded kitchen** with a centre island, premium cabinetry and elegant Black Galaxy quartz countertops, along with 4 Bedrooms & 3 washrooms. Enjoy the benefit of All-New windows including Bay window & 2 Sliding Doors, a front deck and a new backyard deck-perfect for entertaining and outdoor enjoyment. The full basement provides plenty of space for storage and additional flexibility for future use. The large lot offers excellent potential for investors, builders and end users alike. Located close to the future Central Oshawa GO Station and major transit/infrastructure improvements, with easy access to Highway 401. Walking distance to Oshawa's largest market, while Oshawa Centre and major supermarkets are approximately 2.5 km away. Lakeview Park and the beach are approximately 3.8 km away. With its extensive upgrades, large lot, excellent location and strong surrounding development activity, this property offers great potential for homeowners and investors, including possible Airbnb/business opportunities, subject to municipal approvals and applicable regulations. Don't miss this exceptional opportunity in a rapidly developing area of South Oshawa!

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New Listing
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$639,900 - 31 Albany Street, Oshawa

Semi-Detached for Sale in Oshawa

New — Listed 5 days ago

Neighbourhood: Central

4Beds
3Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
E13690960
Property Type
Semi-Detached
Status
active
Days on Site
5
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX REALTRON REALTY INC.
Description

Welcome to this beautifully updated semi-bungalow on an impressive 35' x 163' lot in South Oshawa! This thoughtfully upgraded home professionally built 660 sq. ft. platform addition, completed with all required City of Oshawa permits. The home offers a ** upgraded kitchen** with a centre island, premium cabinetry and elegant Black Galaxy quartz countertops, along with 4 Bedrooms & 3 washrooms. Enjoy the benefit of All-New windows including Bay window & 2 Sliding Doors, a front deck and a new backyard deck-perfect for entertaining and outdoor enjoyment. The full basement provides plenty of space for storage and additional flexibility for future use. The large lot offers excellent potential for investors, builders and end users alike. Located close to the future Central Oshawa GO Station and major transit/infrastructure improvements, with easy access to Highway 401. Walking distance to Oshawa's largest market, while Oshawa Centre and major supermarkets are approximately 2.5 km away. Lakeview Park and the beach are approximately 3.8 km away. With its extensive upgrades, large lot, excellent location and strong surrounding development activity, this property offers great potential for homeowners and investors, including possible Airbnb/business opportunities, subject to municipal approvals and applicable regulations. Don't miss this exceptional opportunity in a rapidly developing area of South Oshawa!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,283.02/mo

Includes CMHC insurance ($17,853)

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5-yr fixed avg.

Principal: $575,910Interest: $391,142
Mortgage Amount$593,763
Total Interest$391,142
Est. Property Tax$453/mo
Total Cost$984,906

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Central

Discover Central

Central is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Central

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Central offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

31 Albany Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$453
Insurance (est.)-$133
Net Cash Flow+$2,614

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $582/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Central

I know Central well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    31 Albany Street, Oshawa | $639,900 | Battaglia Team