32 Centre Street, Cambridge

Price: $829,000

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13628174

4 Bedroom, 2 Full bath with jacuzzis, finished basement with gas fireplace and bedroom, kitchen upgraded, heated floors, heated 3 car garage, man cave, backyard oasis with inground pool, rock waterfall hot tub, large Tiki Bar, All furniture and appliances, plants stay with the house , turn key operation! Very flexible move in date, pool liner replaced last year, pool heater 3 yrs old, A/C replaced 2024, furnace replaced 2025, close to park, schools, shopping, bus route. *For Additional Property Details Click The Brochure Icon Below*

32 Centre Street - Detached photo 1 of 14 in Cambridge, Ontario
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$829,000 - 32 Centre Street, Cambridge

Detached for Sale in Cambridge

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13628174
Property Type
Detached
Status
active
Days on Site
22
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Cambridge
Listing Brokerage
ICI SOURCE REAL ASSET SERVICES INC.
Description

4 Bedroom, 2 Full bath with jacuzzis, finished basement with gas fireplace and bedroom, kitchen upgraded, heated floors, heated 3 car garage, man cave, backyard oasis with inground pool, rock waterfall hot tub, large Tiki Bar, All furniture and appliances, plants stay with the house , turn key operation! Very flexible move in date, pool liner replaced last year, pool heater 3 yrs old, A/C replaced 2024, furnace replaced 2025, close to park, schools, shopping, bus route. *For Additional Property Details Click The Brochure Icon Below*

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,253.20/mo

Includes CMHC insurance ($23,129)

$
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5%10%50%

5-yr fixed avg.

Principal: $746,100Interest: $506,731
Mortgage Amount$769,229
Total Interest$506,731
Est. Property Tax$587/mo
Total Cost$1,275,960

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cambridge

Discover Cambridge

Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cambridge

  • Convenient location in Cambridge
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

32 Centre Street, Cambridge

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$587
Insurance (est.)-$173
Net Cash Flow+$2,440

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $553/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Cambridge. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,454 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    32 Centre Street, Cambridge | $829,000 | Battaglia Team