3220 Harmony Road, Oshawa

Price: $2,300,000

5 bedrooms, 5 bathrooms

3,000 - 3,499 sqft

Property Type: Detached

MLS#: E13846596

Luxury living with an exceptional income-producing feature! Set on just under 2 acres in one of North Oshawa's most desirable locations, this private executive residence offers more than a beautiful place to call home. The on-site storage lot is currently rented for $10,000 per month, representing $120,000 in annual gross rental income at the current rental rate-a standout feature that makes this property a truly unique offering. Tucked away in a peaceful setting, yet minutes from Highway 407 and major amenities, this beautifully updated home combines convenience, privacy, and timeless elegance. High-end finishes and classic French doors enhance the living spaces throughout. Every bedroom includes a walk-in closet, while the spacious primary suite features a spa-inspired ensuite and dedicated his-and-hers walk-in closets. The versatile lower level is ideally suited for multi-generational living or extended family, offering impressive ceiling heights, a generous recreation area, its own kitchen, a separate entrance, and a residential lift providing direct access to a fully outfitted in-law suite. Heated bathroom floors add another touch of everyday luxury. An expansive attached three-car garage and a separate detached garage provide ample room for vehicles, equipment, hobbies, or a workshop. Professionally landscaped grounds, established perennial gardens, fruit trees, and beautiful views create a serene outdoor retreat. Hundreds of thousands of dollars have been invested in upgrades, including a whole-home generator, tankless on-demand hot water system, water softener, pressure tank, central vacuum with attachments, and an alarm system. The property is also plumbed for irrigation. An extraordinary opportunity to combine executive living, space for extended family, and substantial rental income in a prestigious North Oshawa setting.

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New Listing
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$2,300,000 - 3220 Harmony Road, Oshawa

Detached for Sale in Oshawa

New — Listed 6 days ago

Neighbourhood: Rural Oshawa

5Beds
5Baths
3,000 - 3,499Sq Ft
Detached

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Property Details
MLS Number
E13846596
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
5
Bathrooms
5
Square Feet
3,000 - 3,499 sqft
Neighbourhood
Oshawa
Taxes (2025)
$13,258
Listing Brokerage
Your Home Sold Guaranteed Realty Imperium
Description

Luxury living with an exceptional income-producing feature! Set on just under 2 acres in one of North Oshawa's most desirable locations, this private executive residence offers more than a beautiful place to call home. The on-site storage lot is currently rented for $10,000 per month, representing $120,000 in annual gross rental income at the current rental rate-a standout feature that makes this property a truly unique offering. Tucked away in a peaceful setting, yet minutes from Highway 407 and major amenities, this beautifully updated home combines convenience, privacy, and timeless elegance. High-end finishes and classic French doors enhance the living spaces throughout. Every bedroom includes a walk-in closet, while the spacious primary suite features a spa-inspired ensuite and dedicated his-and-hers walk-in closets. The versatile lower level is ideally suited for multi-generational living or extended family, offering impressive ceiling heights, a generous recreation area, its own kitchen, a separate entrance, and a residential lift providing direct access to a fully outfitted in-law suite. Heated bathroom floors add another touch of everyday luxury. An expansive attached three-car garage and a separate detached garage provide ample room for vehicles, equipment, hobbies, or a workshop. Professionally landscaped grounds, established perennial gardens, fruit trees, and beautiful views create a serene outdoor retreat. Hundreds of thousands of dollars have been invested in upgrades, including a whole-home generator, tankless on-demand hot water system, water softener, pressure tank, central vacuum with attachments, and an alarm system. The property is also plumbed for irrigation. An extraordinary opportunity to combine executive living, space for extended family, and substantial rental income in a prestigious North Oshawa setting.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$10,173.68/mo

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5-yr fixed avg.

Principal: $1,840,000Interest: $1,212,103
Mortgage Amount$1,840,000
Total Interest$1,212,103
Est. Property Tax$1,629/mo
Total Cost$3,052,103

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Oshawa

Discover Rural Oshawa

Rural Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Oshawa

  • •Convenient location in Oshawa
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Rural Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3220 Harmony Road, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,200/mo
Range: $3,570 - $4,830
Cap Rate (ROI)
1.1%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$4,200
Maintenance Fees-$0
Property Tax (est.)-$1,629
Insurance (est.)-$479
Net Cash Flow+$2,092

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $767/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Oshawa.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    3220 Harmony Road, Oshawa | $2,300,000 | Battaglia Team