323 St Paul Street, St. Catharines

Price: $749,900

6 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13473418

Welcome to 323 St. Paul Street W, a spacious and well-maintained home situated on a unique L-shaped lot that provides an abundance of additional backyard space rarely found within the city. Offering 4+2 bedrooms, 2 full baths, and an exceptional 18' x 40' (720 sq ft) detached shop, this property is sure to impress car enthusiasts, tradespeople, collectors, and hobbyists alike.Step inside to discover bright and inviting living spaces featuring beautiful hardwood flooring, large windows, and a cozy fireplace that creates a warm focal point. The dining area is perfect for family gatherings and entertaining, while the functional kitchen offers ample cabinetry, generous counter space, and a practical layout. Down the hall, you'll find a 4-piece bath with wood accents adding charm and character, along with four generously sized bedrooms that are ideal for growing families or hosting guests.The fully finished lower level provides additional living space, including two bedrooms and a 3-piece bath, making it perfect for multi-generational living, home offices, or guest accommodations.Outside, enjoy a beautifully landscaped backyard featuring a spacious deck, covered gazebo, mature privacy hedges, and a well-maintained lawn. The true showstopper awaits: an impressive 18' x 40' detached shop offering endless possibilities, whether you're restoring vehicles, operating a home-based business, pursuing your favourite hobbies, or looking for exceptional storage space. Complemented by a large gravel parking area, this property delivers functionality rarely found within the city.The property's distinctive L-shaped lot extends beyond the main yard, providing additional outdoor space for recreation, gardening or simply enjoying the extra room to spread out. Conveniently located close to schools, shopping, and everyday amenities, this unique property combines comfortable family living with outstanding workshop and parking capabilities. Opportunities like this are few and far between.

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$749,900 - 323 St Paul Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 462 - Rykert/Vansickle

6Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13473418
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
6
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to 323 St. Paul Street W, a spacious and well-maintained home situated on a unique L-shaped lot that provides an abundance of additional backyard space rarely found within the city. Offering 4+2 bedrooms, 2 full baths, and an exceptional 18' x 40' (720 sq ft) detached shop, this property is sure to impress car enthusiasts, tradespeople, collectors, and hobbyists alike.Step inside to discover bright and inviting living spaces featuring beautiful hardwood flooring, large windows, and a cozy fireplace that creates a warm focal point. The dining area is perfect for family gatherings and entertaining, while the functional kitchen offers ample cabinetry, generous counter space, and a practical layout. Down the hall, you'll find a 4-piece bath with wood accents adding charm and character, along with four generously sized bedrooms that are ideal for growing families or hosting guests.The fully finished lower level provides additional living space, including two bedrooms and a 3-piece bath, making it perfect for multi-generational living, home offices, or guest accommodations.Outside, enjoy a beautifully landscaped backyard featuring a spacious deck, covered gazebo, mature privacy hedges, and a well-maintained lawn. The true showstopper awaits: an impressive 18' x 40' detached shop offering endless possibilities, whether you're restoring vehicles, operating a home-based business, pursuing your favourite hobbies, or looking for exceptional storage space. Complemented by a large gravel parking area, this property delivers functionality rarely found within the city.The property's distinctive L-shaped lot extends beyond the main yard, providing additional outdoor space for recreation, gardening or simply enjoying the extra room to spread out. Conveniently located close to schools, shopping, and everyday amenities, this unique property combines comfortable family living with outstanding workshop and parking capabilities. Opportunities like this are few and far between.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,847.38/mo

Includes CMHC insurance ($20,922)

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5-yr fixed avg.

Principal: $674,910Interest: $458,381
Mortgage Amount$695,832
Total Interest$458,381
Est. Property Tax$531/mo
Total Cost$1,154,213

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 462 - Rykert/Vansickle

Discover 462 - Rykert/Vansickle

462 - Rykert/Vansickle is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 462 - Rykert/Vansickle

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

462 - Rykert/Vansickle offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

323 St Paul Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$531
Insurance (est.)-$156
Net Cash Flow+$3,313

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

About 462 - Rykert/Vansickle

I know 462 - Rykert/Vansickle well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    323 St Paul Street, St. Catharines | $749,900 | Battaglia Team