$819,000 - 326 Cochrane Street, Whitby
Detached for Sale in Whitby
52 days on marketNeighbourhood: Lynde Creek
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- MLS Number
- E13680628
- Property Type
- Detached
- Status
- active
- Days on Site
- 52
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Whitby
- Taxes (2026)
- $6,429
- Listing Brokerage
- Coldwell Banker Electric Realty
Welcome to 326 Cochrane Street, a rarely offered, beautifully maintained all-brick bungalow situated on a 69 x 136 ft. lot. Nestled on the border of two of Whitby's most sought-after neighbourhoods - Downtown Whitby and Lynde Creek. Offering timeless charm, exceptional versatility, and outstanding future potential, this move-in-ready home is a rare find. The bright and inviting main floor features a functional layout with 3 spacious bedrooms, comfortable living and dining spaces, and thoughtfully designed storage, including brand-new custom closet systems in front hall and primary bedroom (2026) that enhances everyday functionality. The fully finished basement significantly expands the living space with an additional bedroom, dedicated office, large recreation room, versatile playroom or den, and brand-new carpeting (2026) throughout. Existing plumbing and electrical hookups remain in place, allowing the lower level to be easily converted into a 2 bedroom in-law suite or income-generating apartment-an ideal opportunity for multigenerational living or future rental potential The home has been freshly painted and updated with stylish new light fixtures, door hardware, and modern accents - creating a fresh, welcoming feel throughout. Outside, the oversized backyard offers endless possibilities for entertaining, gardening, family enjoyment, or the potential to build a future addition, maximizing the value of this impressive lot. Perfectly located across the street from a top tier elementary school and just a short walk to Downtown Whitby's vibrant shops, restaurants, cafés, grocery stores, parks, and playgrounds. This exceptional home also provides convenient access to GO Transit and Highway 401 for an easy commute.
Estimate your monthly payments for this property
Estimated Payment
$4,201.89/mo
Includes CMHC insurance ($22,850)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Lynde Creek
Lynde Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Lynde Creek
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Lynde Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
326 Cochrane Street, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $745/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 52 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
About Lynde Creek
I know Lynde Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,413 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.