$675,000 - 337 Simcoe Street Unit 405, Oshawa
Condo for Sale in Oshawa
Popular ListingNeighbourhood: O'Neill
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- MLS Number
- E13876060
- Property Type
- Condo
- Status
- active
- Days on Site
- 14
- Bedrooms
- 2
- Bathrooms
- 3
- Square Feet
- 1,000 sqft
- Neighbourhood
- Oshawa
- Taxes (2026)
- $3,768
- Maintenance Fees
- $1,055/mo
- Locker
- Exclusive
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- RE/MAX Jazz INC.
Welcome to a home that feels like a private retreat in the heart of the city. Tucked inside an exclusive boutique building just steps from the hospital, this beautifully updated and impeccably maintained two-storey residence offers an exceptional blend of luxury, privacy, and effortless everyday living. From the moment you enter, there is a sense of calm. Thoughtfully designed across two levels, providing separation between living and sleeping, this beautiful condo offers two bright bedrooms and three beautifully appointed bathrooms, providing both connection and separation when desired. The peaceful east-facing outlook is one of the home's most captivating features. Framed by mature treetops, the views create a tranquil, almost treehouse-like setting - a beautiful backdrop to your morning coffee or quiet evenings at home. The primary suite is a true sanctuary, complete with a luxurious full ensuite and private balcony. Step outside and take in the quiet treetop views, or retreat indoors to your own private space at the end of the day. Every detail has been lovingly cared for. The home is spotless, updated, and move-in ready, with the convenience of in-suite laundry and secure underground parking. The building is self-managed, offering the intimate, personal character and pride of ownership that is increasingly difficult to find. Perfectly positioned for those who value proximity without sacrificing peace and privacy, this is more than a condo - it is a sophisticated urban retreat. A truly special opportunity for hospital professionals, downsizers, professionals, or anyone seeking a quiet, meticulously maintained home in a prime location. Kitchen and baths updated in 2021.
Estimate your monthly payments for this property
Estimated Payment
$3,463.10/mo
Includes CMHC insurance ($18,833)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover O'Neill
O'Neill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in O'Neill
- •Convenient location in Oshawa
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
O'Neill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
337 Simcoe Street Unit 405, Oshawa
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $675/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1055/month fees should cover building insurance, common elements, and reserve contributions.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About O'Neill
I know O'Neill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,813 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.