34 Chalmers Street, Cambridge

Price: $489,000

2 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13726462

Welcome to 34 Chalmers Street North, a longtime family home being offered for sale for the first time in over 40 years! Set on an impressive 66 x 138 ft lot, this is a property with space, character and plenty of potential for its next owner. Inside, the home offers a surprisingly spacious layout, including a bright dining room, a large family room off the kitchen, two bedrooms plus a den upstairs, and additional space in the basement with a walk up to the backyard. Outside, the expansive lot provides a backyard with room to enjoy now and plenty of possibilities for the future.The home has been well loved over the years and is ready for someone to bring their own vision to it. Update what is here, restore some of its original character, and make it your own.Furnace replaced in 2019. Property is being sold as is, where is.

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active

$489,000 - 34 Chalmers Street, Cambridge

Detached for Sale in Cambridge

37 days on market
2Beds
1Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13726462
Property Type
Detached
Status
active
Days on Site
37
Bedrooms
2
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Cambridge
Taxes (2025)
$4,051
Listing Brokerage
VALERY REAL ESTATE INC.
Description

Welcome to 34 Chalmers Street North, a longtime family home being offered for sale for the first time in over 40 years! Set on an impressive 66 x 138 ft lot, this is a property with space, character and plenty of potential for its next owner. Inside, the home offers a surprisingly spacious layout, including a bright dining room, a large family room off the kitchen, two bedrooms plus a den upstairs, and additional space in the basement with a walk up to the backyard. Outside, the expansive lot provides a backyard with room to enjoy now and plenty of possibilities for the future.The home has been well loved over the years and is ready for someone to bring their own vision to it. Update what is here, restore some of its original character, and make it your own.Furnace replaced in 2019. Property is being sold as is, where is.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,508.82/mo

Includes CMHC insurance ($13,643)

$
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5-yr fixed avg.

Principal: $440,100Interest: $298,904
Mortgage Amount$453,743
Total Interest$298,904
Est. Property Tax$346/mo
Total Cost$752,647

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cambridge

Discover Cambridge

Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cambridge

  • •Convenient location in Cambridge
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

34 Chalmers Street, Cambridge

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
4.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$346
Insurance (est.)-$102
Net Cash Flow+$1,952

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $445/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 37 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    34 Chalmers Street, Cambridge | $489,000 | Battaglia Team