34 Grantham Avenue, St. Catharines

Price: $617,999

5 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13652674

This spacious 5-bedroom, 2-bathroom home, built in 1989, offers an ideal layout for families, multi-generational living, or additional income potential. The self-contained in-law suite has its own separate entrance, ideal for extended family or generating rental income to offset costs. Major updates completed in 2025 include a new roof, furnace, central air, and water heater. Outside, step into this easily maintained, fully fenced backyard, featuring a spacious deck, storage shed and 3-car parking. Located just 10 minutes from Niagara College and Brock University, you're close to schools, parks, downtown shopping, and public transit at the end of the street. Don't miss this opportunity to own a well-maintained home with modern upgrades and flexible living or income potential. *For Additional Property Details Click The Brochure Icon Below*

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$617,999 - 34 Grantham Avenue, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 450 - E. Chester

5Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13652674
Property Type
Detached
Status
active
Days on Site
16
Bedrooms
5
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ICI SOURCE REAL ASSET SERVICES INC.
Description

This spacious 5-bedroom, 2-bathroom home, built in 1989, offers an ideal layout for families, multi-generational living, or additional income potential. The self-contained in-law suite has its own separate entrance, ideal for extended family or generating rental income to offset costs. Major updates completed in 2025 include a new roof, furnace, central air, and water heater. Outside, step into this easily maintained, fully fenced backyard, featuring a spacious deck, storage shed and 3-car parking. Located just 10 minutes from Niagara College and Brock University, you're close to schools, parks, downtown shopping, and public transit at the end of the street. Don't miss this opportunity to own a well-maintained home with modern upgrades and flexible living or income potential. *For Additional Property Details Click The Brochure Icon Below*

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,170.65/mo

Includes CMHC insurance ($17,242)

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5%10%50%

5-yr fixed avg.

Principal: $556,199Interest: $377,755
Mortgage Amount$573,441
Total Interest$377,755
Est. Property Tax$438/mo
Total Cost$951,196

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 450 - E. Chester

Discover 450 - E. Chester

450 - E. Chester is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 450 - E. Chester

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

450 - E. Chester offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

34 Grantham Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
5.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$438
Insurance (est.)-$129
Net Cash Flow+$3,033

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $562/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

About 450 - E. Chester

I know 450 - E. Chester well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,575 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    34 Grantham Avenue, St. Catharines | $617,999 | Battaglia Team