$789,000 - 34 Henry Street, St. Catharines
Detached for Sale in St. Catharines
42 days on marketNeighbourhood: 451 - Downtown
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- MLS Number
- X13715344
- Property Type
- Detached
- Status
- active
- Days on Site
- 42
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $5,360
- Listing Brokerage
- Century 21 Heritage House LTD
Welcome to 34 Henry Street, a beautiful 4-bedroom character home in the heart of St. Catharines, offering timeless charm, generous living space on an oversized 66' x 135' lot with an in-ground pool! This spacious home offers 1,704 sqft of living space & is ideally located within walking distance to shopping, restaurants, schools, parks and everyday amenities, with easy access to major highways for commuters. From the classic curb appeal with a covered front porch, to the original character details throughout, this home is full of warmth and personality. The hardwood floors are complemented by built-in cabinetry, shelving and other charming architectural details. The large eat-in kitchen overlooks the pool, large deck and expansive fenced yard with plenty of green space and gardens. You will appreciate the private outdoor space, perfect for entertaining, relaxing and enjoying summer days by the pool. The inground pool features a liner and heater approximately 5 years old, with a pump replaced in 2026. Four large bedrooms upstairs, updated bathrooms and a generous floor plan provide plenty of room for families, while the impressive 29'6" x 23'7" detached double-car garage offers high ceilings, indoor parking for two vehicles and exciting future possibilities. With R2 zoning, the space above the garage presents potential for additional living or flexible-use space, subject to approvals. The concrete driveway provides two off-street parking spaces, giving you a total of four parking spaces. A rare combination of character, space, pool, oversized lot and prime St. Catharines location-this is a home you won't want to miss!
Estimate your monthly payments for this property
Estimated Payment
$4,047.98/mo
Includes CMHC insurance ($22,013)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
34 Henry Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $526/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 42 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,288 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.