3686 St Clair Avenue Unit 105, Toronto E08

Price: $619,000

3 bedrooms, 3 bathrooms

1,000 sqft

Property Type: Condo

MLS#: E13876366

Welcome to a NEW Stack Town House 3 Bedrooms 2.5 Bath! Located in a fabulous community at Midland Ave / St. Clair Ave E. Move in Ready Townhome. Over 1200 SqFt, Open Concept at Main Floor with 10' Ceiling and Large Terrance, Balcony. Many Upgrades, Stained Oak Stairs, Pot Lights, Quartz Counters & More. Top Rated Schools R.H King Academy, John A Leisley, French Emersion School, Parks, Scarborough Bluffs, Lake Ontario and 5 min Walk to Scarborough GO Station, Warden, Kennedy Station also nearby. Minimize your everyday commute time. This property is Full TERION Warranty. On an average RENT $2,800 to $3,000 per month.

3686 St Clair Avenue Unit 105 - Condo photo 1 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 2 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 3 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 4 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 5 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 6 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 7 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 8 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 9 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 10 of 11 in Scarborough Town Centre, Ontario
3686 St Clair Avenue Unit 105 - Condo photo 11 of 11 in Scarborough Town Centre, Ontario
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New Listing
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$619,000 - 3686 St Clair Avenue Unit 105, Scarborough

Condo for Sale in Scarborough

New — Listed 7 days ago

Neighbourhood: Cliffcrest

3Beds
3Baths
1,000Sq Ft
Condo

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Property Details
MLS Number
E13876366
Property Type
Condo
Status
active
Days on Site
7
Bedrooms
3
Bathrooms
3
Square Feet
1,000 sqft
Neighbourhood
Scarborough Town Centre
Lot Size
11,722 sqft
Taxes (2026)
$3,192
Maintenance Fees
$761/mo
Locker
None
Exposure
North West
Balcony
Juliette
Listing Brokerage
RE/MAX ACE REALTY INC.
Description

Welcome to a NEW Stack Town House 3 Bedrooms 2.5 Bath! Located in a fabulous community at Midland Ave / St. Clair Ave E. Move in Ready Townhome. Over 1200 SqFt, Open Concept at Main Floor with 10' Ceiling and Large Terrance, Balcony. Many Upgrades, Stained Oak Stairs, Pot Lights, Quartz Counters & More. Top Rated Schools R.H King Academy, John A Leisley, French Emersion School, Parks, Scarborough Bluffs, Lake Ontario and 5 min Walk to Scarborough GO Station, Warden, Kennedy Station also nearby. Minimize your everyday commute time. This property is Full TERION Warranty. On an average RENT $2,800 to $3,000 per month.

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Estimate your monthly payments for this property

Estimated Payment

$3,175.79/mo

Includes CMHC insurance ($17,270)

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5-yr fixed avg.

Principal: $557,100Interest: $378,367
Mortgage Amount$574,370
Total Interest$378,367
Est. Property Tax$438/mo
Total Cost$952,737

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cliffcrest

Discover Cliffcrest

Cliffcrest is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cliffcrest

  • •Convenient location in Scarborough Town Centre
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Cliffcrest offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3686 St Clair Avenue Unit 105, Scarborough Town Centre

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$761
Property Tax (est.)-$438
Insurance (est.)-$129
Net Cash Flow+$1,432

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $619/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Scarborough's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $761/month fees should cover building insurance, common elements, and reserve contributions.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Cliffcrest

I know Cliffcrest well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    3686 St Clair Avenue Unit 105 | $619,000 | Battaglia Team