38 Albany Drive, St. Catharines

Price: $739,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13790116

Welcome home to this charming, impeccably maintained bungalow nestled in the highly sought-after Linwell/Vine neighborhood of North St. Catharines. Designed for effortless living and comfort, this modern, fully renovated residence features three spacious bedrooms, two pristine three-piece bathrooms, and a completely carpet-free interior that creates a bright, contemporary, and allergen-friendly sanctuary. Meticulously cared for by the current owners, this smoke-free and pet-free home radiates true pride of ownership in every corner.From the moment you arrive, the exterior impresses with a generous, private double-wide driveway offering ample parking for up to 8 vehicles and plentiful space to build your ideal garage. Inside, the finished basement invites boundless possibilities-flooded with warm natural light and featuring its own private entrance, it provides the perfect layout for a cozy in-law suite, quiet home office, or welcoming guest retreat. Enjoy complete peace of mind with fully updated mechanicals, including an owned hot water tank, high-efficiency furnace, and central air conditioning.Step outside into your personal backyard paradise, where a stunning 12' x 24' in-ground pool-featuring a brand-new (2026) liner-serves as the ultimate setting for relaxing summer days and entertaining loved ones. This extraordinary property effortlessly combines everyday comfort, versatile living, and an unbeatable location: just a short walk to the lake, top schools, local shopping, and places of worship, and only three minutes to the QEW. This is a true 10+++ gem waiting to welcome you home!

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active

$739,000 - 38 Albany Drive, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 443 - Lakeport

4Beds
2Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13790116
Property Type
Detached
Status
active
Days on Site
21
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$4,790
Listing Brokerage
EXP REALTY
Description

Welcome home to this charming, impeccably maintained bungalow nestled in the highly sought-after Linwell/Vine neighborhood of North St. Catharines. Designed for effortless living and comfort, this modern, fully renovated residence features three spacious bedrooms, two pristine three-piece bathrooms, and a completely carpet-free interior that creates a bright, contemporary, and allergen-friendly sanctuary. Meticulously cared for by the current owners, this smoke-free and pet-free home radiates true pride of ownership in every corner.From the moment you arrive, the exterior impresses with a generous, private double-wide driveway offering ample parking for up to 8 vehicles and plentiful space to build your ideal garage. Inside, the finished basement invites boundless possibilities-flooded with warm natural light and featuring its own private entrance, it provides the perfect layout for a cozy in-law suite, quiet home office, or welcoming guest retreat. Enjoy complete peace of mind with fully updated mechanicals, including an owned hot water tank, high-efficiency furnace, and central air conditioning.Step outside into your personal backyard paradise, where a stunning 12' x 24' in-ground pool-featuring a brand-new (2026) liner-serves as the ultimate setting for relaxing summer days and entertaining loved ones. This extraordinary property effortlessly combines everyday comfort, versatile living, and an unbeatable location: just a short walk to the lake, top schools, local shopping, and places of worship, and only three minutes to the QEW. This is a true 10+++ gem waiting to welcome you home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,791.45/mo

Includes CMHC insurance ($20,618)

$
$
5%10%50%

5-yr fixed avg.

Principal: $665,100Interest: $451,718
Mortgage Amount$685,718
Total Interest$451,718
Est. Property Tax$523/mo
Total Cost$1,137,436

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 443 - Lakeport

Discover 443 - Lakeport

443 - Lakeport is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 443 - Lakeport

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

443 - Lakeport offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

38 Albany Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$523
Insurance (est.)-$154
Net Cash Flow+$2,523

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1056/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 21 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 443 - Lakeport

I know 443 - Lakeport well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    38 Albany Drive, St. Catharines | $739,000 | Battaglia Team