38 Stirling Avenue, Kitchener

Price: $600,000

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13453932

Welcome to 38 Stirling Avenue North! This classic 2+ story home offers over 1700 square feet of living space as well as flexibility, comfort, and income potential, just steps to all that Downtown Kitchener has to offer. Previously a LEGAL DUPLEX with duplex zoning, it has recently been updated in 2026 and is currently being offered as a spacious single-family home. From the welcoming covered front porch you can step inside to the foyer where you will find new LVP flooring through the entrance, living, dining room and kitchen. Walkout from the dining room to the composite deck and fenced backyard. Upstairs, the three bedrooms have refinished hardwood floors. The main and upper levels of the home have been freshly painted. There is a finished walk-up loft/attic (17'10" x 9'9") with new carpet - an excellent bonus space for home office, studio, or an additional bedroom. The basement is unfinished and provides endless possibilities for potential finished space as well as lots of storage. The garage (19'2" x 11'4") has had structural updates along with a new garage door and eavestroughs. The furnace is new (May 2026). Roof updated in 2019. Walk to LRT, Kitchener Market, Iron Horse Trail, shops, restaurants, schools, the Auditorium, and quick access to Hwy 7/8 and the 401.

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$600,000 - 38 Stirling Avenue, Kitchener

Detached for Sale in Kitchener

3Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13453932
Property Type
Detached
Status
active
Days on Site
19
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kitchener
Listing Brokerage
RE/MAX TWIN CITY REALTY INC.
Description

Welcome to 38 Stirling Avenue North! This classic 2+ story home offers over 1700 square feet of living space as well as flexibility, comfort, and income potential, just steps to all that Downtown Kitchener has to offer. Previously a LEGAL DUPLEX with duplex zoning, it has recently been updated in 2026 and is currently being offered as a spacious single-family home. From the welcoming covered front porch you can step inside to the foyer where you will find new LVP flooring through the entrance, living, dining room and kitchen. Walkout from the dining room to the composite deck and fenced backyard. Upstairs, the three bedrooms have refinished hardwood floors. The main and upper levels of the home have been freshly painted. There is a finished walk-up loft/attic (17'10" x 9'9") with new carpet - an excellent bonus space for home office, studio, or an additional bedroom. The basement is unfinished and provides endless possibilities for potential finished space as well as lots of storage. The garage (19'2" x 11'4") has had structural updates along with a new garage door and eavestroughs. The furnace is new (May 2026). Roof updated in 2019. Walk to LRT, Kitchener Market, Iron Horse Trail, shops, restaurants, schools, the Auditorium, and quick access to Hwy 7/8 and the 401.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,078.31/mo

Includes CMHC insurance ($16,740)

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5-yr fixed avg.

Principal: $540,000Interest: $366,753
Mortgage Amount$556,740
Total Interest$366,753
Est. Property Tax$425/mo
Total Cost$923,493

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kitchener

Discover Kitchener

Kitchener is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kitchener

  • Convenient location in Kitchener
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kitchener offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

38 Stirling Avenue, Kitchener

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,250

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kitchener are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Kitchener properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    38 Stirling Avenue, Kitchener | $600,000 | Battaglia Team