3914 Rosemary Lane, Innisfil

Price: $1,089,000

4 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: N13771850

Welcome to countryside living, reimagined. This beautifully transformed Innisfil bungalow has been completely renovated with nothing but the best materials, and the most recent addition is a fully developed basement with a separate entrance and one bedroom, thoughtfully designed as an upscale in-law apartment. Inside, you'll find all-new flooring, pot lights, trim and ceilings, plus the cozy warmth of an electric fireplace. The fully redesigned kitchen is a showpiece, with sleek new countertops, a spacious island and high-end appliances. Nearly all windows and doors have been replaced, and a new metal roof with a 50-year warranty ensures lasting protection. The basement has also been upgraded with new heat ducts and pot lights, adding comfort and flexibility. Step outside to enjoy the new hot tub, a freshly built back deck, and a fully fenced, landscaped backyard for extra privacy. The home boasts state-of-the-art water systems, including a new pressure tank, hot water tank, reverse osmosis, filtration, water softener and UV light, all installed in late 2022. Plus, deeded access to a shared private beach with a dock and boat launch for just $150/year offers a perfect slice of lakeside living without the high taxes. Minutes away: authentic Italian at Avenue Friday Harbour, seafood and fine wines at Fishbone Kitchen + Wine Bar, pastries and brunch at Parisienne Patisserie & Bistro, a relaxed vibe at the Dirty Oar Public House, or dining in style at the Lake Club Restaurant. Nature lovers will appreciate the scenic trails of The Nature Preserve at Friday Harbour, Big Bay Point is perfect for waterside relaxation, and golf enthusiasts can tee off at The Nest Golf Club, a nearby 18-hole course. Country charm, modern upgrades and unbeatable convenience. Don't miss out!

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$1,089,000 - 3914 Rosemary Lane, Innisfil

Detached for Sale in Innisfil

Neighbourhood: Rural Innisfil

4Beds
2Baths
2,000 - 2,499Sq Ft
Detached

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Property Details
MLS Number
N13771850
Property Type
Detached
Status
active
Days on Site
26
Bedrooms
4
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Innisfil
Lot Size
12,137 sqft
Taxes (2025)
$5,662
Listing Brokerage
RE/MAX NOBLECORP REAL ESTATE
Description

Welcome to countryside living, reimagined. This beautifully transformed Innisfil bungalow has been completely renovated with nothing but the best materials, and the most recent addition is a fully developed basement with a separate entrance and one bedroom, thoughtfully designed as an upscale in-law apartment. Inside, you'll find all-new flooring, pot lights, trim and ceilings, plus the cozy warmth of an electric fireplace. The fully redesigned kitchen is a showpiece, with sleek new countertops, a spacious island and high-end appliances. Nearly all windows and doors have been replaced, and a new metal roof with a 50-year warranty ensures lasting protection. The basement has also been upgraded with new heat ducts and pot lights, adding comfort and flexibility. Step outside to enjoy the new hot tub, a freshly built back deck, and a fully fenced, landscaped backyard for extra privacy. The home boasts state-of-the-art water systems, including a new pressure tank, hot water tank, reverse osmosis, filtration, water softener and UV light, all installed in late 2022. Plus, deeded access to a shared private beach with a dock and boat launch for just $150/year offers a perfect slice of lakeside living without the high taxes. Minutes away: authentic Italian at Avenue Friday Harbour, seafood and fine wines at Fishbone Kitchen + Wine Bar, pastries and brunch at Parisienne Patisserie & Bistro, a relaxed vibe at the Dirty Oar Public House, or dining in style at the Lake Club Restaurant. Nature lovers will appreciate the scenic trails of The Nature Preserve at Friday Harbour, Big Bay Point is perfect for waterside relaxation, and golf enthusiasts can tee off at The Nest Golf Club, a nearby 18-hole course. Country charm, modern upgrades and unbeatable convenience. Don't miss out!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,817.01/mo

$
$
5%20%50%

5-yr fixed avg.

Principal: $871,200Interest: $573,904
Mortgage Amount$871,200
Total Interest$573,904
Est. Property Tax$771/mo
Total Cost$1,445,104

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Innisfil

Discover Rural Innisfil

Rural Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Innisfil

  • •Convenient location in Innisfil
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Rural Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3914 Rosemary Lane, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
2.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$771
Insurance (est.)-$227
Net Cash Flow+$2,302

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

About Rural Innisfil

I know Rural Innisfil well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,538 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    3914 Rosemary Lane, Innisfil | $1,089,000 | Battaglia Team