3925 Algoma Avenue, Innisfil

Price: $1,640,000

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: N13105836

Welcome to prestigious Big Bay Point, where privacy, comfort, and future potential come together on an oversized, tree-lined lot just minutes from Friday Harbour, Lake Simcoe, beaches, golf courses, trails, and a government dock. Tucked away on a quiet dead-end street, this beautiful brick bungalow offers over 2,500 sq. ft. of bright, accessible main-floor living. Designed for comfort and convenience, this wheelchair-accessible home features four spacious bedrooms, four bathrooms, barrier-free living with a garage wheelchair lift, rear access ramp to the expansive deck, and a roll-in shower-ideal for multi-generational families, aging in place, or anyone seeking one-level living without compromise. Soaring 14-foot ceilings and oversized windows fill the home with natural light while showcasing peaceful views of the mature trees and landscaped yard. The bright white kitchen features a gas stove, updated appliances, a large peninsula, and a walk-out breakfast area, while the formal dining room is perfect for family gatherings and entertaining. The partially finished basement provides exceptional flexibility with a spacious recreation room, den, cantina, and utility room, offering plenty of space for guests, hobbies, a home office, or future finishing. Outside, enjoy beautiful landscaping, exterior lighting, and a large interlock driveway with ample parking for multiple vehicles, RVs, and boats. The oversized double garage provides additional storage and convenient inside entry. Whether you're looking for a family home, retirement bungalow, accessible home, luxury retreat, or investment opportunity, this property checks every box. With potential to sever a 100-foot-wide lot (buyers to complete their own due diligence with the Town of Innisfil), this is a rare opportunity to enjoy an exceptional lifestyle today while securing outstanding future value in one of Innisfil's most sought-after waterfront communities.

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active
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$1,640,000 - 3925 Algoma Avenue, Innisfil

Detached for Sale in Innisfil

60 days on market

Neighbourhood: Rural Innisfil

4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
N13105836
Property Type
Detached
Status
active
Days on Site
60
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Innisfil
Lot Size
37,501 sqft
Listing Brokerage
CENTURY 21 B.J. ROTH REALTY LTD.
Description

Welcome to prestigious Big Bay Point, where privacy, comfort, and future potential come together on an oversized, tree-lined lot just minutes from Friday Harbour, Lake Simcoe, beaches, golf courses, trails, and a government dock. Tucked away on a quiet dead-end street, this beautiful brick bungalow offers over 2,500 sq. ft. of bright, accessible main-floor living. Designed for comfort and convenience, this wheelchair-accessible home features four spacious bedrooms, four bathrooms, barrier-free living with a garage wheelchair lift, rear access ramp to the expansive deck, and a roll-in shower-ideal for multi-generational families, aging in place, or anyone seeking one-level living without compromise. Soaring 14-foot ceilings and oversized windows fill the home with natural light while showcasing peaceful views of the mature trees and landscaped yard. The bright white kitchen features a gas stove, updated appliances, a large peninsula, and a walk-out breakfast area, while the formal dining room is perfect for family gatherings and entertaining. The partially finished basement provides exceptional flexibility with a spacious recreation room, den, cantina, and utility room, offering plenty of space for guests, hobbies, a home office, or future finishing. Outside, enjoy beautiful landscaping, exterior lighting, and a large interlock driveway with ample parking for multiple vehicles, RVs, and boats. The oversized double garage provides additional storage and convenient inside entry. Whether you're looking for a family home, retirement bungalow, accessible home, luxury retreat, or investment opportunity, this property checks every box. With potential to sever a 100-foot-wide lot (buyers to complete their own due diligence with the Town of Innisfil), this is a rare opportunity to enjoy an exceptional lifestyle today while securing outstanding future value in one of Innisfil's most sought-after waterfront communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,254.27/mo

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5-yr fixed avg.

Principal: $1,312,000Interest: $864,282
Mortgage Amount$1,312,000
Total Interest$864,282
Est. Property Tax$1,162/mo
Total Cost$2,176,282

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Innisfil

Discover Rural Innisfil

Rural Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3925 Algoma Avenue, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$1,162
Insurance (est.)-$342
Net Cash Flow+$2,046

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $656/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 60 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Rural Innisfil

I know Rural Innisfil well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    3925 Algoma Avenue, Innisfil | $1,640,000 | Battaglia Team