$499,999 - 3938 Main Street, Niagara Falls
Detached for Sale in Niagara Falls
Neighbourhood: 223 - Chippawa
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- MLS Number
- X13808416
- Property Type
- Detached
- Status
- active
- Days on Site
- 16
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Niagara Falls
- Taxes (2026)
- $3,567
- Listing Brokerage
- EXP REALTY
Experience the charm of historic Chippawa in this beautifully maintained 3-bedroom, 2-bath home on a generous lot in one of Niagara Falls' most established communities. Inside, the inviting main floor features a warm living room with gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus functional living spaces that work just as well for everyday life as they do for entertaining. One of the home's standout features is the heated three-season room attached to the garage - the perfect spot to relax, entertain or enjoy your morning coffee well into the cooler months. The home has been meticulously cared for over the years, with updates including roof shingles on both the home and garage, a renovated upper bathroom, widened concrete driveway, upper rear deck, eavestroughs with gutter guards, screen doors and more. The furnace has also been professionally serviced annually, reflecting the level of care that has gone into maintaining the property. Located just minutes from the Welland River, Chippawa Boat Launch, parks, schools, golf courses, restaurants and the heart of the Village of Chippawa, you get the quieter neighbourhood feel Chippawa is known for while still being close to everything Niagara Falls has to offer. If you've been looking for a well-kept, move-in-ready home with character, a great lot and a location that's tough to beat, this one deserves a look.
Estimate your monthly payments for this property
Estimated Payment
$2,565.25/mo
Includes CMHC insurance ($13,950)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 223 - Chippawa
223 - Chippawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 223 - Chippawa
- •Convenient location in Niagara Falls
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
223 - Chippawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
3938 Main Street, Niagara Falls
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $455/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 223 - Chippawa
I know 223 - Chippawa well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.