3965 Algoma Avenue, Innisfil

Price: $2,348,800

6 bedrooms, 6 bathrooms

3,500 - 3,999 sqft

Property Type: Detached

MLS#: N13717392

DO NOT MISS THIS GREAT OPPORTUNITY!!! Welcome to this exceptional, upgraded custom bungaloft set on a rare 200 x 150 ft private lot surrounded by mature greenery in the sought-after Big Bay Point community. Located just steps from Lake Simcoe, the property offers easy access to public docks and a nearby boat launch, making it ideal for boating enthusiasts and those seeking a relaxed lakeside lifestyle. Friday Harbour Resort is approximately 3 km away, offering year-round dining, golf, marina and entertainment. With Over $1.2 million in high-end upgrades have been completed within the past two years, including a new metal roof with lifetime warranty, newer paved and extended driveway with additional parking, and professionally designed landscaping with automated irrigation, The spectacular backyard is designed for year-round enjoyment, featuring a fully Covered Area, heated in-ground freshwater pool, filled in July 2025, with two decorative fountains and solar lighting. A 500+ sq. ft. covered outdoor kitchen with metal roofing and additional storage creates the perfect space for entertaining .Offering over 5,000 sq. ft. of living space, the home features 7 bedrooms and 5 bathrooms, plus an attached 3-car garage with epoxy flooring and custom shelving. Interior highlights include oversized windows, elegant coffered ceilings, decorative wall mouldings and adjustable LED pot lighting throughout. The partially finished basement offers additional versatility with a bedroom, dining area, 3-piece bathroom and metallic marble epoxy flooring and a Separate entrance. A rare opportunity to own a luxurious, resort-inspired retreat just steps from Lake Simcoe, offering exceptional space, privacy and year-round enjoyment. Book your private showing today!

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active

$2,348,800 - 3965 Algoma Avenue, Innisfil

Detached for Sale in Innisfil

Neighbourhood: Rural Innisfil

6Beds
6Baths
3,500 - 3,999Sq Ft
Detached

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Property Details
MLS Number
N13717392
Property Type
Detached
Status
active
Days on Site
26
Bedrooms
6
Bathrooms
6
Square Feet
3,500 - 3,999 sqft
Neighbourhood
Innisfil
Listing Brokerage
ROYAL LEPAGE CITIZEN REALTY
Description

DO NOT MISS THIS GREAT OPPORTUNITY!!! Welcome to this exceptional, upgraded custom bungaloft set on a rare 200 x 150 ft private lot surrounded by mature greenery in the sought-after Big Bay Point community. Located just steps from Lake Simcoe, the property offers easy access to public docks and a nearby boat launch, making it ideal for boating enthusiasts and those seeking a relaxed lakeside lifestyle. Friday Harbour Resort is approximately 3 km away, offering year-round dining, golf, marina and entertainment. With Over $1.2 million in high-end upgrades have been completed within the past two years, including a new metal roof with lifetime warranty, newer paved and extended driveway with additional parking, and professionally designed landscaping with automated irrigation, The spectacular backyard is designed for year-round enjoyment, featuring a fully Covered Area, heated in-ground freshwater pool, filled in July 2025, with two decorative fountains and solar lighting. A 500+ sq. ft. covered outdoor kitchen with metal roofing and additional storage creates the perfect space for entertaining .Offering over 5,000 sq. ft. of living space, the home features 7 bedrooms and 5 bathrooms, plus an attached 3-car garage with epoxy flooring and custom shelving. Interior highlights include oversized windows, elegant coffered ceilings, decorative wall mouldings and adjustable LED pot lighting throughout. The partially finished basement offers additional versatility with a bedroom, dining area, 3-piece bathroom and metallic marble epoxy flooring and a Separate entrance. A rare opportunity to own a luxurious, resort-inspired retreat just steps from Lake Simcoe, offering exceptional space, privacy and year-round enjoyment. Book your private showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$10,389.53/mo

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5%20%50%

5-yr fixed avg.

Principal: $1,879,040Interest: $1,237,820
Mortgage Amount$1,879,040
Total Interest$1,237,820
Est. Property Tax$1,664/mo
Total Cost$3,116,860

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Innisfil

Discover Rural Innisfil

Rural Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3965 Algoma Avenue, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,850/mo
Range: $4,123 - $5,578
Cap Rate (ROI)
1.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$4,850
Maintenance Fees-$0
Property Tax (est.)-$1,664
Insurance (est.)-$489
Net Cash Flow+$2,697

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $671/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,500 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Innisfil.

Bathroom Count Matters

With 6 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    3965 Algoma Avenue, Innisfil | $2,348,800 | Battaglia Team