4 Cole Street, Hamilton

Price: $824,999

3 bedrooms, 4 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: X13433494

Beautifully maintained freehold townhouse in sought-after Waterdown offering approximately 1470 sq. ft. of above ground finished living space. This 3-bedroom, 4-bathroom home features a bright open-concept layout with 9-ft ceilings on the main floor, a finished basement, and numerous quality upgrades throughout. Major updates include new basement/staircase carpeting (2021); kitchen countertops, backsplash, sinks, faucets, microwave, bathroom countertops, sinks and faucets, primary ensuite glass shower door, pot lights throughout the main and second floors, basement light fixtures, automated garage door opener, and humidifier (2022); new furnace, water softener, drinking water filtration system, and smart door lock (2023); plus a smart thermostat and Google video doorbell (2020).The functional layout offers spacious principal rooms, a modernized kitchen with ample cabinetry and workspace, and a finished lower level ideal for recreation, work-from-home space, or extended family living. Attached garage and private driveway parking add everyday convenience. Ideally located close to schools, the YMCA, Park, playgrounds, public transit, and a full-service shopping plaza featuring Fortinos, Tim Hortons, McDonald's, restaurants, daycare services, family medical and dental offices, convenience stores, 15 mins drive to Aldershot Go Station, Walking distance bus stop HSR (Hamilton Transit), Approximately 15 mins drive to Burlington and Hamilton and more. Move-in ready and thoughtfully updated, this home offers exceptional comfort, convenience, and value in one of Waterdown's most desirable communities.

4 Cole Street - Townhouse photo 1 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 2 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 3 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 4 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 5 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 6 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 7 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 8 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 9 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 10 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 11 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 12 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 13 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 14 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 15 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 16 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 17 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 18 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 19 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 20 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 21 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 22 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 23 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 24 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 25 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 26 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 27 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 28 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 29 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 30 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 31 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 32 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 33 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 34 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 35 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 36 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 37 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 38 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 39 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 40 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 41 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 42 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 43 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 44 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 45 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 46 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 47 of 48 in Hamilton, Ontario
4 Cole Street - Townhouse photo 48 of 48 in Hamilton, Ontario
active
1/48

$824,999 - 4 Cole Street, Hamilton

Townhouse for Sale in Hamilton

Neighbourhood: Waterdown

3Beds
4Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
X13433494
Property Type
Townhouse
Status
active
Days on Site
21
Bedrooms
3
Bathrooms
4
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX METROPOLIS REALTY
Description

Beautifully maintained freehold townhouse in sought-after Waterdown offering approximately 1470 sq. ft. of above ground finished living space. This 3-bedroom, 4-bathroom home features a bright open-concept layout with 9-ft ceilings on the main floor, a finished basement, and numerous quality upgrades throughout. Major updates include new basement/staircase carpeting (2021); kitchen countertops, backsplash, sinks, faucets, microwave, bathroom countertops, sinks and faucets, primary ensuite glass shower door, pot lights throughout the main and second floors, basement light fixtures, automated garage door opener, and humidifier (2022); new furnace, water softener, drinking water filtration system, and smart door lock (2023); plus a smart thermostat and Google video doorbell (2020).The functional layout offers spacious principal rooms, a modernized kitchen with ample cabinetry and workspace, and a finished lower level ideal for recreation, work-from-home space, or extended family living. Attached garage and private driveway parking add everyday convenience. Ideally located close to schools, the YMCA, Park, playgrounds, public transit, and a full-service shopping plaza featuring Fortinos, Tim Hortons, McDonald's, restaurants, daycare services, family medical and dental offices, convenience stores, 15 mins drive to Aldershot Go Station, Walking distance bus stop HSR (Hamilton Transit), Approximately 15 mins drive to Burlington and Hamilton and more. Move-in ready and thoughtfully updated, this home offers exceptional comfort, convenience, and value in one of Waterdown's most desirable communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,232.67/mo

Includes CMHC insurance ($23,017)

$
$
5%10%50%

5-yr fixed avg.

Principal: $742,499Interest: $504,285
Mortgage Amount$765,516
Total Interest$504,285
Est. Property Tax$584/mo
Total Cost$1,269,802

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: Waterdown

Discover Waterdown

Waterdown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Waterdown

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Waterdown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4 Cole Street, Hamilton

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$584
Insurance (est.)-$172
Net Cash Flow+$1,794

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 21 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Waterdown

I know Waterdown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Similar Properties Nearby

Active listings in Hamilton with similar features

Search
Log in
    4 Cole Street, Hamilton | $824,999 | Battaglia Team