4 Regina Avenue, St. Catharines

Price: $499,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13700352

Great North End opportunity at an attractive price! This well-located 3-bedroom home offers a spacious and comfortable main level in a desirable St. Catharines neighbourhood. The generous living room provides plenty of space to relax and entertain, while the eat-in kitchen features a convenient peninsula and ample room for everyday living. Three bedrooms and a 4-piece bathroom complete the main level, offering a practical layout for families, first-time buyers or those looking for a home in the popular North End. The unfinished lower level offers the opportunity to finish the space to your liking and includes a rough-in for a 3-piece bathroom. A great North End location, a spacious main level and an attractive price point - Don't Miss This Opportunity!

4 Regina Avenue - Detached photo 1 of 15 in St. Catharines, Ontario
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New Listing
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$499,900 - 4 Regina Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 2 days ago

Neighbourhood: 441 - Bunting/Linwell

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13700352
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Great North End opportunity at an attractive price! This well-located 3-bedroom home offers a spacious and comfortable main level in a desirable St. Catharines neighbourhood. The generous living room provides plenty of space to relax and entertain, while the eat-in kitchen features a convenient peninsula and ample room for everyday living. Three bedrooms and a 4-piece bathroom complete the main level, offering a practical layout for families, first-time buyers or those looking for a home in the popular North End. The unfinished lower level offers the opportunity to finish the space to your liking and includes a rough-in for a 3-piece bathroom. A great North End location, a spacious main level and an attractive price point - Don't Miss This Opportunity!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

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5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 441 - Bunting/Linwell

Discover 441 - Bunting/Linwell

441 - Bunting/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 441 - Bunting/Linwell

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

441 - Bunting/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4 Regina Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,342

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 441 - Bunting/Linwell

I know 441 - Bunting/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    4 Regina Avenue, St. Catharines | $499,900 | Battaglia Team