$735,000 - 4 Whitworth Terrace, Hamilton
Semi-Detached for Sale in Hamilton
Popular ListingNeighbourhood: Stoney Creek
- MLS Number
- X13667268
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 12
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Offering over 1,800 sq. ft. of finished living space, this beautifully maintained 3-bedroom, 2.5-bath semi-detached home in sought-after Summit Park blends style, comfort, and functionality. The bright open-concept main floor showcases rich hardwood flooring, ceramic tile, California shutters, updated lighting, and an abundance of pot lights throughout. The spacious eat-in kitchen features stylish cabinetry, granite countertops, a centre island, glass tile backsplash, under-cabinet lighting, and stainless steel appliances. The inviting living room overlooks the fully fenced backyard with direct walkout access, creating the perfect space for entertaining or everyday living. Upstairs, the generous primary retreat offers a walk-in closet and a private ensuite complete with a soaker tub and separate shower, while two additional bedrooms, a full bathroom, and convenient second-floor laundry complete the level. Downstairs, discover a one-of-a-kind finished basement (2022) designed as a sophisticated speakeasy-inspired lounge, an unforgettable entertaining space unlike anything else. Additional highlights include parking for three vehicles, an exposed aggregate walkway, and a maintenance-free concrete patio. Ideally located close to parks, schools, shopping, transit, and just minutes from the Red Hill Valley Parkway. A truly unique home that must be seen to be appreciated.
Estimate your monthly payments for this property
Estimated Payment
$3,770.93/mo
Includes CMHC insurance ($20,507)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Stoney Creek
Stoney Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Stoney Creek
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Stoney Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4 Whitworth Terrace, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $490/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About Stoney Creek
I know Stoney Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,063 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.