$819,000 - 40 Main Street, St. Catharines
Detached for Sale in St. Catharines
41 days on marketNeighbourhood: 438 - Port Dalhousie
- MLS Number
- X13556488
- Property Type
- Detached
- Status
- active
- Days on Site
- 41
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- SAGE REAL ESTATE LIMITED
Welcome to 40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara's most sought-after neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$4,201.89/mo
Includes CMHC insurance ($22,850)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 438 - Port Dalhousie
438 - Port Dalhousie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 438 - Port Dalhousie
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
438 - Port Dalhousie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
40 Main Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $745/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 41 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 438 - Port Dalhousie
I know 438 - Port Dalhousie well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,413 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.