44 Frances Avenue Unit 11, Hamilton

Price: $639,900

3 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13692600

Welcome to this beautifully maintained Marz Homes townhome, ideally situated in a charming lakeside community surrounded by greenspace and directly across from a neighbourhood park. Finished from top to bottom, this inviting home features a stylish white kitchen with updated appliances and gas range, opening to a bright, open-concept main level with updated laminate flooring. A triple-wide patio door system fills the space with natural light and leads to a large deck, perfect for outdoor entertaining or simply relaxing.The finished lower level offers a comfortable recreation room and separate home office, providing additional space for movie nights, hobbies or working from home. Upstairs, you'll find three generously sized bedrooms with ample closet space, vinyl flooring and an updated ensuite bathroom. Additional highlights include a furnace (2019), A/C (2021), custom window blinds, upgraded lighting and pot lights throughout.Enjoy quick access to the QEW, making commuting toward Toronto or Niagara a breeze. Whether you're purchasing your first home, downsizing or simply looking for a turnkey property in a desirable lakeside setting, this well-kept home offers comfort, convenience and a wonderful place to call home.

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active
New Listing
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$639,900 - 44 Frances Avenue Unit 11, Hamilton

Condo for Sale in Hamilton

New — Listed 4 days ago

Neighbourhood: Stoney Creek

3Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
X13692600
Property Type
Condo
Status
active
Days on Site
4
Bedrooms
3
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Hamilton
Locker
None
Exposure
East
Balcony
None
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Welcome to this beautifully maintained Marz Homes townhome, ideally situated in a charming lakeside community surrounded by greenspace and directly across from a neighbourhood park. Finished from top to bottom, this inviting home features a stylish white kitchen with updated appliances and gas range, opening to a bright, open-concept main level with updated laminate flooring. A triple-wide patio door system fills the space with natural light and leads to a large deck, perfect for outdoor entertaining or simply relaxing.The finished lower level offers a comfortable recreation room and separate home office, providing additional space for movie nights, hobbies or working from home. Upstairs, you'll find three generously sized bedrooms with ample closet space, vinyl flooring and an updated ensuite bathroom. Additional highlights include a furnace (2019), A/C (2021), custom window blinds, upgraded lighting and pot lights throughout.Enjoy quick access to the QEW, making commuting toward Toronto or Niagara a breeze. Whether you're purchasing your first home, downsizing or simply looking for a turnkey property in a desirable lakeside setting, this well-kept home offers comfort, convenience and a wonderful place to call home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,283.02/mo

Includes CMHC insurance ($17,853)

$
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5%10%50%

5-yr fixed avg.

Principal: $575,910Interest: $391,142
Mortgage Amount$593,763
Total Interest$391,142
Est. Property Tax$453/mo
Total Cost$984,906

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: Stoney Creek

Discover Stoney Creek

Stoney Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Stoney Creek

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Stoney Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

44 Frances Avenue Unit 11, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$780
Property Tax (est.)-$453
Insurance (est.)-$133
Net Cash Flow+$1,554

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $533/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Stoney Creek

I know Stoney Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,666 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    44 Frances Avenue Unit 11, Hamilton | $639,900 | Battaglia Team