445 Ontario Street Unit 55, Milton

Price: $665,000

3 bedrooms, 3 bathrooms

1,400 sqft

Property Type: Condo

MLS#: W13860956

Welcome to the Bucci "Mayfair" Model. This is a pet-free, smoke-free home. Open concept design with 9 foot ceilings, a modern kitchen equipped with upgraded quartz counter top on the large centre island with bar and seating extension, stainless steel appliances, reverse osmosis system, built-in cabinets, pot lights, custom black out blinds, engineered hardwood with warm tones and walk-out to private terrace/balcony. The second floor has a spacious family room offering flexible lounge, office or space for a home gym with a second private terrace. Tucked away on the third floor for ultimate privacy are the sleeping quarters. The large primary bedroom has a juliette balcony, walk-in closet and private 4 piece ensuite bathroom. There are two additional bedrooms and a separate full bathroom with tub and shower. The Custom black out blinds and wood flooring can be found throughout this home. The basement level features a bonus space suitable for storage or possibly a home office. This is along side the attached single garage with inside entry and a remote garage door opener. Tandem to the garage is a private outdoor parking space for a total of two parking spaces just for you! Laundry is located on the second level and there is a brand new owned water softener. Conveniently located near essential amenities, great schools, places of worship, the Sports Centre, Kelso Conservation Area and more. Transit options are excellent with local bus routes running right outside. The Milton GO station is just minutes away and there is quick direct access to both Highway 401 and 407 fortraveling across the GTA. This home is beautifully maintained and won't last long so come see it soon!

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active
New Listing

$665,000 - 445 Ontario Street Unit 55, Milton

Condo for Sale in Milton

New — Listed 2 days ago

Neighbourhood: 1037 - TM Timberlea

3Beds
3Baths
1,400Sq Ft
Condo

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Property Details
MLS Number
W13860956
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
3
Bathrooms
3
Square Feet
1,400 sqft
Neighbourhood
Milton
Taxes (2026)
$3,337
Maintenance Fees
$301/mo
Locker
None
Exposure
South West
Balcony
Enclosed
Listing Brokerage
Royal LePage Meadowtowne Realty Inc., Brokerage
Description

Welcome to the Bucci "Mayfair" Model. This is a pet-free, smoke-free home. Open concept design with 9 foot ceilings, a modern kitchen equipped with upgraded quartz counter top on the large centre island with bar and seating extension, stainless steel appliances, reverse osmosis system, built-in cabinets, pot lights, custom black out blinds, engineered hardwood with warm tones and walk-out to private terrace/balcony. The second floor has a spacious family room offering flexible lounge, office or space for a home gym with a second private terrace. Tucked away on the third floor for ultimate privacy are the sleeping quarters. The large primary bedroom has a juliette balcony, walk-in closet and private 4 piece ensuite bathroom. There are two additional bedrooms and a separate full bathroom with tub and shower. The Custom black out blinds and wood flooring can be found throughout this home. The basement level features a bonus space suitable for storage or possibly a home office. This is along side the attached single garage with inside entry and a remote garage door opener. Tandem to the garage is a private outdoor parking space for a total of two parking spaces just for you! Laundry is located on the second level and there is a brand new owned water softener. Conveniently located near essential amenities, great schools, places of worship, the Sports Centre, Kelso Conservation Area and more. Transit options are excellent with local bus routes running right outside. The Milton GO station is just minutes away and there is quick direct access to both Highway 401 and 407 fortraveling across the GTA. This home is beautifully maintained and won't last long so come see it soon!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,411.79/mo

Includes CMHC insurance ($18,554)

$
$
5%10%50%

5-yr fixed avg.

Principal: $598,500Interest: $406,485
Mortgage Amount$617,054
Total Interest$406,485
Est. Property Tax$471/mo
Total Cost$1,023,538

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 1037 - TM Timberlea

Discover 1037 - TM Timberlea

1037 - TM Timberlea is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 1037 - TM Timberlea

  • •Convenient location in Milton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Craig Kielburger Secondary SchoolPublic High School
Milton District High SchoolPublic High School
Bishop Reding Catholic Secondary SchoolCatholic High School
Jean Vanier Catholic Secondary SchoolCatholic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

1037 - TM Timberlea offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

445 Ontario Street Unit 55, Milton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,080/mo
Range: $2,618 - $3,542
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,080
Maintenance Fees-$301
Property Tax (est.)-$471
Insurance (est.)-$139
Net Cash Flow+$2,169

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $475/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Milton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $301/month fees should cover building insurance, common elements, and reserve contributions.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Milton Lifestyle

Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.

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    445 Ontario Street Unit 55, Milton | $665,000 | Battaglia Team